Guaranteed Rate Affinity 1

NMLS#

16273

About

Guaranteed Rate Affinity 1

About Tim Martin:

Tim Martin is the Originating Manager and SVP Mortgage Lending at Guaranteed Rate Affinity. With over 23 years of experience in residential lending, he has assisted more than 5,500 individuals and families with their mortgage needs. Tim's expertise extends across various states, having completed mortgage transactions nationwide before focusing on Connecticut in 2010. He quickly became one of the top producing Loan Officers in the region and expanded his success to Florida and New York. Tim's extensive network of real estate professionals allows him to guide clients through the entire real estate process, providing excellent customer service along the way. He specializes in customizing financing options to meet individual needs and aims to educate clients about their choices. Tim's exceptional performance has been recognized through awards and rankings, including being listed on The Scotsman Guide's Top Originators list and Mortgage Executive Magazine's Top 1% Mortgage Originators in America. Tim holds a Bachelor of Science degree in Marketing and an MBA in Finance from Rutgers University. His NMLS number is 16273.

Loan programs at

Guaranteed Rate Affinity 1

Loan Programs:

1. Lightning fast fintech HELOC: Apply in 5 minutes and get your funds in as few as 5 days. No in-person appraisal required.

2. Down payment assistance: Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.

3. Low down payment loans: We offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.

4. Veteran loans: Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.

5. Bank Statement loans: Self-employed borrowers can seek a home loan without tax returns, W2s, or pay stubs.

6. Jumbo loans: Consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.

7. Lock 'N' Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.

8. Same-Day program: Get your loan approved in one day with options as little as 3% down.

9. Physician loans: An affordable option for medical professionals, including paid mortgage insurance and as little as 5% down.

10. Foreign National loans: Available without a social security number, green card, or visa, and do not require a FICO score.