Our loan programs offer a range of options to meet various financing needs. Here are some of the loan programs we provide:

1. Alaska Housing Finance Corporation (AHFC): We offer loans in partnership with AHFC, providing affordable housing options for Alaskans.

2. Conventional Loans: These are traditional mortgage loans with fixed or adjustable interest rates, suitable for borrowers with good credit and stable income.

3. USDA Loans: Designed for low-to-moderate income homebuyers in rural areas, USDA loans offer flexible terms and lower down payment requirements.

4. FHA Loans: Backed by the Federal Housing Administration, FHA loans are accessible to first-time homebuyers and come with low down payment options.

5. VA Loans: Exclusively for veterans, active-duty military personnel, and eligible surviving spouses, VA loans offer competitive rates and flexible terms.

6. Section 184 Loans: We provide loans through HUD's Section 184 program, assisting Native Americans with homeownership in tribal areas.

7. Down Payment Assistance: We assist homebuyers in overcoming the obstacle of a down payment by offering grants and programs available from federal and local governments.

8. Low-Down Payment Loans: For those seeking affordable initial home investments, we offer VA, FHA, and USDA loans with low-to-no down payment requirements.

9. Bank Statement Loans: Self-employed borrowers can apply for these loans without tax returns, W2s, or pay stubs, making it easier to obtain a home loan.

10. Jumbo Loans: Ideal for purchasing larger properties or luxury homes in high-end real estate markets, jumbo loans provide higher loan limits.

11. Lock 'N' Roll: With this program, you can lock in a mortgage rate for 60, 75, or 90 days without a signed contract, allowing you to secure a lower rate while house shopping.

12. Same-Day Approval: Through our Same-Day program, you can get your loan approved in just one day with options as little as 3% down.

13. Physician Loans: Our affordable Physician Homes Loan program offers benefits such as paid mortgage insurance and low down payment options for medical professionals.

14. Foreign National Loans: Non-US citizens can apply for these loans without a social security number, green card, or visa, making homeownership more accessible.

15. Reverse Mortgages: Designed for homeowners aged 62 and above, reverse mortgages provide additional income to supplement retirement or cover long-term care expenses.

Please note that the availability of loan programs may be subject to credit and underwriting approval. Contact us for current rates and more information.