NMLS#
1195440
About
Gold Star Mortgage Financial Group, Corporation 2
Gold Star Mortgage Financial Group, Corporation is a real estate lending company that specializes in providing mortgage solutions to individuals and families. With a long-standing reputation in the industry, Gold Star Mortgage offers a wide range of loan options to help clients achieve their homeownership goals. The company takes pride in its team of experienced loan officers who are dedicated to providing exceptional customer service and guiding borrowers throughout the loan process. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, Gold Star Mortgage strives to make the lending experience seamless and efficient. With a commitment to transparency and integrity, this trusted company aims to assist clients in making informed decisions about their home financing needs.
Loan programs at
Gold Star Mortgage Financial Group, Corporation 2
We offer a range of loan programs to meet varying needs:
1. Conventional Loans: Traditional mortgages with fixed or adjustable interest rates, ideal for borrowers with good credit and stable income.
2. FHA Loans: Insured by the Federal Housing Administration, these loans have more flexible qualification requirements and lower down payment options.
3. VA Loans: Exclusive to eligible veterans, active-duty service members, and their families, VA loans provide competitive interest rates and no down payment requirements.
4. USDA Loans: Backed by the United States Department of Agriculture, these loans are designed for rural homebuyers and offer low interest rates and no down payment options.
5. Jumbo Loans: For borrowers seeking financing above the conforming loan limits, jumbo loans provide options for higher-value properties.
6. Reverse Mortgages: Tailored for homeowners aged 62 and older, reverse mortgages allow seniors to convert part of their home equity into loan proceeds without monthly repayments.
7. Renovation Loans: Designed for home improvement projects, renovation loans assist in financing property renovations or repairs.
8. Construction Loans: These loans provide funding for home construction, allowing borrowers to build their dream homes from the ground up.
Please note that specific eligibility criteria, down payment requirements, and interest rates may apply for each loan program. We recommend consulting with our loan officers to determine the best fit for your unique situation.
States
is licensed to work in
Arizona (LO-0935426), California (CA-DBO1195440), Colorado (100512801), Florida (LO99590), Idaho (MLO-1220440), Nevada (52009), Oregon (1195440), Tennessee (1195440), Texas (), Washington (MLO-1195440)
Contact Lender
Michael Richardson Ray
300 E. 2nd Street, Suite 1205, Reno, NV 89501