NMLS#
7911
About
Global State Mortgage 1
At Global State Mortgage, we simplify the mortgage financing process to help you buy your dream home. We offer personalized loan options that save you time and money. Our services cater to first-time home buyers, providing guidance to get you started. Our Mortgage Walkthrough Guide educates you on every step of the mortgage process. Use our Mortgage Calculator to determine affordability and monthly payments. We assist in finding the best mortgage for your unique financial situation. Our experienced team has over 50 years of combined expertise, caring deeply about helping you achieve homeownership or investment goals. We prioritize customer service, offering multiple loan products, competitive rates, and low fees. The process involves verifying critical documents, conducting an appraisal, underwriting, conditional approval, and finally closing. Visit our website for more information and to apply or request a quote.
Loan programs at
Global State Mortgage 1
At Global State Mortgage, we offer a range of loan programs to suit your unique financial needs. Our loan programs include:
1. Conventional Loans: These traditional home loans offer competitive interest rates and flexible terms, making them an attractive option for many borrowers.
2. FHA Loans: Backed by the Federal Housing Administration, FHA loans provide low down payment options and more lenient credit requirements, making them ideal for first-time homebuyers.
3. VA Loans: Exclusively available to eligible veterans, active-duty service members, and surviving spouses, VA loans offer favorable terms, including no down payment and competitive interest rates.
4. USDA Loans: Designed for rural and suburban homebuyers, USDA loans provide 100% financing and low-interest rates, helping individuals achieve homeownership in eligible areas.
5. Jumbo Loans: If you're looking to finance a higher-priced property, our jumbo loans offer larger loan amounts exceeding conventional loan limits.
6. Refinance Loans: Whether you want to lower your interest rate, change your loan term, or tap into your home's equity, our refinance options can help you achieve your goals.
7. Renovation Loans: With our renovation loan programs, you can finance both the purchase price of your home and the cost of renovations, simplifying the process of turning a fixer-upper into your dream home.
At Global State Mortgage, our experienced team is dedicated to providing personalized guidance and finding the loan program that best suits your needs. Contact us today to explore your loan options and take a step closer to achieving your homeownership or refinancing goals.
States
is licensed to work in
Iowa (18979)
Contact Lender
Lisa Severseike Michelle
1606 S Duff Ave Ste.300, Ames, IA 50010
(515) 5046 233
(515) 2760 232