Gershman Mortgage offers a range of loan programs:

1. Conventional Loans: Traditional home loans with fixed or adjustable rates, requiring a minimum down payment and typically serving as a primary residence or investment property.

2. FHA Loans: Government-backed loans with flexible qualification criteria, lower down payment requirements, and attractive interest rates, making homeownership more accessible.

3. VA Loans: Specifically available for veterans, active-duty service members, and eligible surviving spouses, offering favorable terms such as zero or low down payment options.

4. USDA Loans: Geared towards rural and suburban homebuyers, these loans offer low or no down payment options, competitive interest rates, and flexible credit requirements.

5. Jumbo Loans: Designed for higher-priced properties that exceed conforming loan limits, providing financing arrangements tailored to meet the needs of borrowers seeking larger loan amounts.

6. Reverse Mortgages: Tailored for senior homeowners, this program allows eligible individuals to convert a portion of their home equity into funds to support their retirement needs.

7. Renovation Loans: Financing options for purchasing or refinancing homes in need of repairs or renovations, incorporating repair costs into the mortgage amount.

8. Construction Loans: Provides funds to build a new home or complete major renovations, with flexible disbursement schedules and interest-only payments during the construction phase.

Please note that specific loan details, eligibility requirements, and interest rates may vary for each program. For further information or to inquire about other available loan programs, please contact Gershman Mortgage.