- Conventional Loans: Fulcrum Home Loans LLC offers conventional loans, which are traditional mortgage loans that are not insured or guaranteed by the government. These loans can be used for various purposes, including purchasing a home or refinancing an existing mortgage.

- FHA Loans: Fulcrum Home Loans LLC provides FHA loans, which are backed by the Federal Housing Administration (FHA). These loans have more flexible qualification criteria and may require a lower down payment compared to conventional loans. They are suitable for first-time homebuyers or those with lower credit scores.

- VA Loans: Fulcrum Home Loans LLC offers VA loans, specifically designed for U.S. military veterans, active-duty service members, and eligible surviving spouses. These loans are guaranteed by the Department of Veterans Affairs and offer competitive interest rates and no down payment requirements.

- USDA Loans: Fulcrum Home Loans LLC provides USDA loans, which are offered through the U.S. Department of Agriculture (USDA) Rural Development Program. These loans are designed to help individuals or families with low to moderate incomes purchase homes in eligible rural areas.

- Jumbo Loans: Fulcrum Home Loans LLC offers jumbo loans, which are designed for higher loan amounts that exceed the limits set by Fannie Mae and Freddie Mac. These loans are ideal for financing luxury homes or properties in high-cost areas.

- Refinance Loans: Fulcrum Home Loans LLC provides refinancing options to help homeowners lower their monthly mortgage payments, shorten the loan term, or tap into their home equity for cash-out refinances.

- Fixed-Rate Loans: Fulcrum Home Loans LLC offers fixed-rate loans, where the interest rate remains constant throughout the life of the loan. This provides borrowers with predictable monthly payments and protection against potential rate increases.

- Adjustable-Rate Loans: Fulcrum Home Loans LLC also provides adjustable-rate loans, where the interest rate is initially fixed for a certain period and then adjusts periodically based on market conditions. These loans may offer lower initial rates and are suitable for borrowers planning to sell or refinance before the rate adjustment.

- First-Time Homebuyer Programs: Fulcrum Home Loans LLC offers programs tailored to assist first-time homebuyers with their mortgage needs. These programs may include down payment assistance, lower interest rates, or flexible qualification requirements to help individuals achieve their dream of homeownership.

Note: The provided information is based on what was given and does not include specific details or terms associated with each loan program.