- Conventional Loans: Flagstar Bank offers conventional loans, which are mortgage loans that conform to the standards set by Fannie Mae and Freddie Mac. These loans typically require a down payment, and the interest rate may vary based on the borrower's credit score and financial history.

- FHA Loans: The company provides FHA loans, which are insured by the Federal Housing Administration. These loans are popular among first-time homebuyers or those with lower credit scores, as they offer more flexible qualification requirements and lower down payment options.

- VA Loans: For eligible veterans, active-duty service members, and surviving spouses, Flagstar Bank offers VA loans. These loans are backed by the Department of Veterans Affairs and provide attractive benefits, including competitive interest rates, no private mortgage insurance requirement, and possible financing for closing costs.

- Jumbo Loans: Flagstar Bank caters to borrowers looking to finance higher loan amounts through their jumbo loan program. These loans exceed the loan limits set by Fannie Mae and Freddie Mac and often require larger down payments, stricter qualification criteria, and additional documentation.

- USDA Loans: The company also offers USDA loans, which are designed for homebuyers in rural and suburban areas who meet specific income requirements. These loans are insured by the United States Department of Agriculture and feature low-interest rates and potentially zero down payment options.

- Construction Loans: Flagstar Bank understands the need for financing custom-built homes or major renovations. They provide construction loans that can help borrowers secure the necessary funds for building their dream home while handling costs efficiently and in stages.

- Home Equity Line of Credit (HELOC): To tap into the equity built in a home, Flagstar Bank offers HELOCs, which are revolving lines of credit with variable interest rates. This program allows homeowners to borrow against their home's equity when needed and offers flexibility in managing expenses like home improvements and other major expenses.

(Note: The above information is based on the provided details and does not include any additional loan programs that may be offered by Flagstar Bank, National Association. Please refer to their official website for the most accurate and up-to-date information.)