- Conventional Loans: We offer conventional loans for borrowers who meet specific criteria, such as a good credit score and a steady income. These loans typically require a down payment of at least 5%.

- FHA Loans: FirstTrust Home Loans, Inc. provides Federal Housing Administration (FHA) loans, which are government-backed mortgages that offer more flexible qualification requirements and lower down payment options. These loans are suitable for first-time homebuyers.

- VA Loans: We offer VA loans for eligible veterans, active-duty service members, and surviving spouses. These loans are guaranteed by the Department of Veterans Affairs and often provide favorable terms, including no down payment and competitive interest rates.

- USDA Loans: FirstTrust Home Loans, Inc. offers USDA loans, which are designed for rural and suburban homebuyers. These loans are backed by the United States Department of Agriculture and offer low-interest rates and zero down payment options.

- Jumbo Loans: We provide jumbo loans for borrowers looking to finance homes that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans typically offer competitive interest rates and flexible terms.

- Fixed-Rate Mortgages: We offer fixed-rate mortgages, where the interest rate remains constant throughout the loan term, providing stability and predictability in monthly payments.

- Adjustable-Rate Mortgages (ARMs): FirstTrust Home Loans, Inc. also offers adjustable-rate mortgages, which have an initial fixed-rate period followed by periodic adjustments based on market conditions. These loans may be suitable for borrowers who plan to sell or refinance their homes within a few years.

- Home Equity Loans: We provide home equity loans, allowing homeowners to borrow against the equity they have built in their homes. These loans can be used for various purposes, such as home improvements or debt consolidation.

- Reverse Mortgages: FirstTrust Home Loans, Inc. offers reverse mortgages, which allow eligible homeowners, usually aged 62 or older, to convert a portion of their home equity into loan proceeds. This program can provide seniors with additional income or help them finance specific needs, while still retaining ownership of their homes.

- Construction Loans: We offer construction loans for those planning to build a new home. These loans provide funding throughout different stages of the construction process until the home is completed.

- Bridge Loans: We provide bridge loans to assist borrowers in the transition between selling their current home and purchasing a new one. These loans help bridge the financial gap and ensure a smooth real estate transaction.

Please note that the availability of loan programs may vary depending on location and individual borrower qualifications. We recommend contacting one of our Loan Officers for personalized advice and assistance in selecting the most suitable loan program for your needs.