- Conventional Loans: Traditional mortgage loans offered by First Option Mortgage, LLC, providing competitive interest rates and flexible terms to qualified borrowers.

- FHA Loans: Government-backed loans insured by the Federal Housing Administration, designed to help first-time homebuyers and those with limited credit history or lower down payment options.

- VA Loans: Loans exclusively for veterans, active-duty service members, and eligible spouses, offered with competitive rates, no down payment requirements, and additional benefits.

- USDA Loans: Loans backed by the U.S. Department of Agriculture, designed for eligible rural and suburban homebuyers with low to moderate incomes, offering low-interest rates and zero down payment options.

- Jumbo Loans: Financing options for luxury properties that exceed conforming loan limits, providing flexible terms and high borrowing limits.

- Adjustable Rate Mortgages (ARM): Loans with adjustable interest rates, offering an initial fixed-rate period followed by periodic rate adjustments based on market conditions.

- Home Equity Loans: Loans that allow homeowners to borrow against the equity in their property, typically used for major expenses, such as home improvements or debt consolidation.

- Reverse Mortgages: A loan option for homeowners aged 62 and older, enabling them to convert a portion of their home equity into cash, without making monthly mortgage payments.

- Construction Loans: Loans specifically designed for financing new construction or major renovations, providing funds throughout various stages of the project.

- Specialty Loans: Tailored lending solutions for specific situations, such as renovation loans, second home financing, investment property loans, and more.