First Northern Bank of Wyoming

NMLS#

505646

About

First Northern Bank of Wyoming

FIRST NORTHERN BANK was founded in 1885 and has remained committed to the success of our community and customers. As a community bank, we take pride in serving our friends, neighbors, and businesses. Throughout our history, we have experienced continuous growth while maintaining our dedication to our local area. Our goal is to provide reliable and trustworthy financial services to support the needs of our community. From mortgages to personal financial management tools, we are here to assist you in reaching your financial goals. Additionally, we offer a Round-up Program that helps you save while giving back to local non-profit organizations. Our trust department provides a wide range of services, including executor services and mineral management. At First Northern Bank of Wyoming, we believe in simplifying home lending and offering financial planning options tailored to what matters most to you. Join us in being a part of our community's history, and experience the benefits of banking with a dedicated institution. Member FDIC | Equal Housing Lender | First Northern Bank of Wyoming | Copyright 2024.

Loan programs at

First Northern Bank of Wyoming

- Fixed Rate Mortgage: Provides a fixed interest rate and payment amount for the entire loan term.

- Adjustable Rate Mortgage (ARM): Offers an initial fixed interest rate for a specific period, then adjusts based on market conditions.

- Jumbo Mortgage: Designed for purchasing or refinancing high-value properties that exceed conventional loan limits.

- FHA Loan: Insured by the Federal Housing Administration, these loans require a lower down payment and have flexible qualification criteria.

- VA Loan: Aimed at eligible veterans, active-duty military personnel, and surviving spouses, these loans provide favorable terms and benefits.

- USDA Loan: Supports rural development by offering low to moderate-income borrowers affordable home financing with no down payment.

- Construction Loan: Facilitates financing for new construction projects, allowing funds to be released in stages during the building process.

- Home Equity Line of Credit (HELOC): Allows homeowners to access the equity in their property for various needs, typically with a variable interest rate.

- Home Equity Loan: Provides a lump sum payment using the home's equity as collateral, usually with a fixed interest rate.

- Refinance Options: Various refinancing programs available for borrowers looking to lower their interest rates, adjust loan terms, or consolidate debts.

- Second Mortgage: Enables homeowners to tap into their accumulated home equity through a separate loan while retaining their primary mortgage.

- Reverse Mortgage: Allows eligible seniors to convert a portion of their home equity into tax-free income without selling their home.

- Land Loan: Provides financing for the purchase of undeveloped land, often used by builders or individuals planning future construction projects.