First International Bank & Trust 2

NMLS#

1535580

About

First International Bank & Trust 2

Welcome to First International Bank & Trust! We are a real estate lending company dedicated to providing loan services for individuals looking to purchase or refinance properties. Our team, led by Jessi Erdmann, is committed to assisting you throughout the loan application process. Jessi Erdmann holds NMLS#1535580, and our company, First International Bank & Trust, holds NMLS#415142.

Whether you are refinancing your mortgage or calculating your debt-to-income ratio, our website offers helpful tools such as mortgage calculators to estimate your monthly payments accurately. You can input the home price, down payment amount, loan details, along with taxes, insurance, and HOA fees to determine your estimated payment schedule.

At First International Bank & Trust, we understand the importance of privacy and have established measures to safeguard your information. If you have any questions or need assistance, our Help section is available to provide the necessary support. Please review our Privacy & Terms for more information on how we handle your data.

We strive to offer a seamless experience for your real estate financing needs. Feel free to set up an account and begin your loan application process today with First International Bank & Trust.

Loan programs at

First International Bank & Trust 2

First International Bank & Trust offers a variety of loan programs to cater to different needs. These programs include:

1. Conventional Mortgage Loans: Traditional mortgage loans with fixed or adjustable interest rates, available for purchasing or refinancing primary residences, second homes, and investment properties.

2. FHA Loans: Backed by the Federal Housing Administration, these loans are designed to help low-to-moderate-income borrowers. They offer flexible credit requirements and down payment options.

3. VA Loans: Exclusively available to veterans, active-duty service members, and eligible surviving spouses, VA loans provide competitive interest rates and flexible qualification standards.

4. USDA Loans: Offered through the United States Department of Agriculture, these loans are designed for rural and suburban homebuyers who meet certain income and property location requirements.

5. Jumbo Loans: For high-value properties that exceed conforming loan limits, jumbo loans provide financing options.

6. Construction Loans: Financing options specifically tailored for individuals building their dream homes or undertaking significant renovation projects.

7. Bridge Loans: Short-term loans designed to bridge the gap between buying a new home and selling an existing one.

8. Reverse Mortgages: A financial tool for seniors that allows them to convert part of their home equity into cash payments or a line of credit.

9. Home Equity Loans: Borrow against the equity in your home to fund major expenses like home renovations, education, or debt consolidation.

10. Investment Property Loans: Financing options for individuals looking to invest in residential or commercial properties.

Please note that specific terms and conditions may apply to each loan program. It is always recommended to consult with a First International Bank & Trust representative to determine the best loan program for your particular situation.