First Home Bank offers a range of loan programs to suit various needs:

1. Fixed-rate mortgages: These loans provide a stable interest rate for the entire loan term, allowing borrowers to plan their finances efficiently.

2. Adjustable-rate mortgages (ARMs): This type of loan initially offers a lower interest rate that later adjusts periodically according to prevailing market rates.

3. FHA loans: Backed by the Federal Housing Administration, these loans are designed for first-time homebuyers or individuals with lower credit scores. They typically require a lower down payment.

4. VA loans: Specifically available to eligible veterans and active-duty military personnel, VA loans offer favorable terms and benefits, including no down payment requirements and limited closing costs.

5. USDA loans: Geared towards individuals in rural areas, USDA loans provide financing assistance for homebuyers with low to moderate incomes.

6. Jumbo loans: These loans exceed the conventional loan limits set by Fannie Mae and Freddie Mac, allowing borrowers to finance high-value properties.

7. Construction loans: Designed for those building a home from scratch, construction loans provide funds during the construction phase and can be converted into permanent financing.

8. Refinance loans: First Home Bank offers refinancing options, enabling borrowers to adjust their mortgage terms, lower their interest rates, or access cash from their home equity.

9. Bridge loans: These short-term loans help homeowners transition smoothly from their current home to a new one by providing temporary financing until they sell their existing property.

10. Reverse mortgages: Tailored for seniors aged 62 and above, reverse mortgages allow homeowners to convert their home equity into funds that can be used for living expenses.

Please note that eligibility criteria, requirements, and terms vary for each loan program. It is recommended to contact First Home Bank directly for further details and to discuss the specifics of each program.