First Federal Bank offers a range of mortgage loan programs to meet customers' unique needs. Whether you're looking for a fixed or adjustable-rate mortgage or special programs, we have options for you. Our mortgage products include:

1. Fixed-Rate Mortgage: A traditional mortgage with a fixed interest rate for the entire loan term.

2. Adjustable-Rate Mortgage (ARM): A mortgage with an interest rate that adjusts periodically based on market conditions.

3. Jumbo Mortgage: A loan for higher-priced properties that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac.

4. FHA Loan: Backed by the Federal Housing Administration, this loan option provides low down payment requirements and flexible qualification criteria.

5. VA Loan: Exclusively available to eligible veterans, active-duty service members, and surviving spouses, this loan offers favorable terms and zero or low down payment options.

6. USDA Loan: Designed for eligible homebuyers in rural and suburban areas, this loan program offers low-interest rates and no down payment requirement.

Please note that availability and specific details may vary depending on individual circumstances and location. Contact our loan specialists to learn more about these programs and find the best fit for your needs.