NMLS#
629700
About
First Community Mortgage 2
First Community Mortgage is a real estate lending company that supports the American dream of homeownership. They have won awards for their business ethics and diversity and inclusion efforts. With a focus on simplicity, they offer a personalized experience to help individuals navigate the process of buying their first or next home. First Community Mortgage is committed to supporting the community through their philanthropic initiative called FCM Cares. They provide resources such as the Go FCM app, mortgage tools, and free resources to make the home-buying process easy. Contact information and branch locations are available for customer convenience.
Loan programs at
First Community Mortgage 2
- Conventional Loans: Traditional mortgage loans offered to borrowers that meet specific requirements established by Fannie Mae or Freddie Mac.
- FHA Loans: Government-backed loans insured by the Federal Housing Administration, designed to make homeownership more accessible with lower down payment requirements and flexible qualification criteria.
- VA Loans: Loans available exclusively to eligible military veterans, active-duty service members, and their spouses, guaranteed by the Department of Veterans Affairs (VA) with favorable terms and minimal or no down payment requirements.
- USDA Loans: Loans backed by the U.S. Department of Agriculture (USDA) to help low-to-moderate income borrowers in rural areas achieve homeownership with affordable financing options and zero down payment requirements.
- Jumbo Loans: Mortgage loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for high-priced properties requiring larger loan amounts.
- Fixed-Rate Mortgages: Loans with a fixed interest rate throughout the term of the loan, providing stability and predictable payments over time.
- Adjustable-Rate Mortgages (ARMs): Loans with an initial fixed interest rate for a certain period, after which the rate adjusts periodically based on market conditions, potentially resulting in lower or higher monthly payments.
- Construction-to-Permanent Loans: Financing options that combine the features of a construction loan and a traditional mortgage, allowing borrowers to finance the construction of a new home and convert it into a permanent mortgage once completed.
- Home Equity Loans: Loans that enable homeowners to borrow against the equity they have built in their homes, using the property as collateral for the loan.
- Home Equity Lines of Credit (HELOC): Revolving lines of credit secured by the borrower's home, allowing access to funds as needed, similar to a credit card.
- Reverse Mortgages: Loan programs available to homeowners aged 62 or older, enabling them to convert a portion of their home equity into loan proceeds, typically without monthly mortgage payments.
Languages spoken at
First Community Mortgage 2
Spanish
States
is licensed to work in
Alabama (22186), Arkansas (105387), Arizona (0932965), California (41DBO-58929, 60DBO-102003), District of Columbia (MLB629700), Illinois (MB.6761124), Massachusetts (MC629700, LS629700, MC629700, MC629700, MC629700), Maryland (629700), Maine (629700), Michigan (FR0018769, SR0025123), Minnesota (MN-SX-629700, MN-OX-629700, MN-OX-629700.1, MN-OX-629700.2), North Dakota (ML104453, MS104541), New Hampshire (23514-MB), New Jersey (), Nevada (4585, 5317), Oregon (ML-5482, MS-76), Rhode Island (20204124LL, 20204128LB, 20204129LS), Vermont (LL-629700, LL-629700-1, LL-629700-2, LS-629700, MB-629700, MB-629700-1), Washington (CL-629700), West Virginia (ML-32890, MB-629700), Wyoming ()
Contact Lender
262 Robert Rose Drive, Murfreesboro, TN 37129
(615) 4141 896