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First Commercial Bank 1

First Commercial Bank 1

NMLS#

409198

About

First Commercial Bank 1

First Commercial Bank is a real estate lending company offering home loan options. The website includes an about section where users can access Ernie Turner's bio, read testimonials, and get information on the company's disclaimer. Contact details for First Commercial Bank are also provided. Ernie Turner operates independently and expresses views solely representing his own opinions. The company strives for accurate information but disclaims any responsibility for errors or omissions. They provide information "as is" without guaranteeing completeness, accuracy, or timeliness. Ernie Turner NMLS#409198 is headquartered at 1076 Highland Colony Pkwy - Ste 150, Ridgeland, MS 39157. First Commercial Bank can be reached at (601) 941-6276. They are an equal housing lender and member of FDIC.

Loan programs at

First Commercial Bank 1

- **Home Purchase Loans**: We offer loan programs specifically designed for individuals looking to purchase a new home. Whether you are a first-time homebuyer or a seasoned homeowner, our home purchase loans provide competitive interest rates and flexible terms to meet your needs.

- **Refinance Loans**: Our refinance loan programs allow homeowners to replace their existing mortgage with a new one, potentially benefitting from lower interest rates or improved terms. Whether you want to reduce monthly payments, pay off your mortgage quicker, or tap into your home's equity, our refinance loans can help you achieve your goals.

- **Construction Loans**: If you're planning to build your dream home, our construction loan program provides financing options to support the construction process. We work closely with you and your builder to ensure a smooth and successful construction journey, providing funds at different stages until the project is complete.

- **Investment Property Loans**: For investors seeking to expand their real estate portfolio, we offer loan programs tailored for purchasing or refinancing investment properties. With competitive rates and flexible terms, our investment property loans can help you maximize your return on investment.

- **Jumbo Loans**: Our jumbo loan program is designed to assist borrowers who need financing beyond the limits of conforming loan amounts. If you're in the market for a high-value property, our jumbo loans offer competitive rates and flexible terms to suit your unique financial situation.

- **Adjustable-Rate Mortgages (ARM)**: With an adjustable-rate mortgage, the interest rate fluctuates over time based on market conditions. Our ARM program allows borrowers to benefit from lower initial interest rates, making it an attractive option for those who plan to sell or refinance in the near term.

- **Fixed-Rate Mortgages**: Fixed-rate mortgages provide stability and predictability by maintaining the same interest rate throughout the entire loan term. Our fixed-rate mortgage program offers various terms, enabling borrowers to choose the one that best aligns with their financial goals and budget.

- **Government-Backed Loans**: We offer government-backed loan programs such as FHA loans, VA loans, and USDA loans. These loans are insured by government agencies, providing additional benefits and flexibility for eligible borrowers.

- **Home Equity Loans**: If you're a homeowner looking to access the equity in your property, our home equity loan program allows you to borrow against the value of your home. Whether you need funds for home improvement projects, education expenses, or debt consolidation, our home equity loans can offer a solution.

- **Second Mortgages**: Our second mortgage program provides homeowners with the opportunity to borrow against their home's equity while keeping their existing first mortgage intact. This loan option is suitable for those who want to tap into their home's equity for various purposes.

Please note that specific terms, interest rates, and eligibility requirements may apply to each loan program. For more information about our loan programs or to discuss your financing needs, please contact us directly.

States

First Commercial Bank 1

is licensed to work in

Contact Lender

Ernie Turner

1076 Highland Colony, Ste 150, Ridgeland, MS 39157

(601) 6276 941

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

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Copyright © 2024 Addy AI, Inc.

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.