First Choice Lending Services, LLC 2

NMLS#

36380

About

First Choice Lending Services, LLC 2

First Choice Lending Services, LLC is a reputable real estate lending company. Brannon Taylor, a Senior Loan Officer with 16 years of experience, plays a crucial role in guiding clients through the mortgage process. With a strong background in Business Finance and financial planning, Brannon ensures that applicants are matched with the right product and terms for their specific circumstances. The company prioritizes customer needs and provides excellent communication and care throughout the loan process. First Choice Lending Services has received numerous positive reviews from satisfied customers who appreciate Brannon's expertise and professionalism. The company has multiple office locations, including Knoxville, Nashville, Louisville, and Dayton, ensuring convenient accessibility for clients.

Loan programs at

First Choice Lending Services, LLC 2

- Conventional Loans: First Choice Lending Services, LLC offers conventional loan programs, which are standard mortgages not insured or guaranteed by any government agency.

- FHA Loans: They provide FHA loans, backed by the Federal Housing Administration, which offer low down payment options and more flexible qualification requirements.

- VA Loans: First Choice Lending Services also offers VA loans to eligible veterans, active-duty service members, and surviving spouses, providing competitive interest rates and no down payment options.

- USDA Loans: They provide USDA loans, designed for low-to-moderate income borrowers in rural areas, offering low-interest rates and zero down payment requirements.

- Jumbo Loans: First Choice Lending Services offers jumbo loans, which are for borrowers who need higher loan amounts that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

- Fixed-Rate Loans: They offer fixed-rate loans, where the interest rate remains constant throughout the loan term, allowing borrowers to have consistent monthly payments.

- Adjustable-Rate Mortgages (ARMs): First Choice Lending Services provides adjustable-rate mortgages, with an initial fixed-rate period, after which the interest rate adjusts periodically based on market conditions.

- Renovation Loans: They offer renovation loans, such as FHA 203(k) loans or Fannie Mae HomeStyle® Renovation loans, which include the cost of home improvements in the mortgage amount.

- Construction Loans: First Choice Lending Services provides construction loans, financing the construction of a new home or major renovation projects.

- Reverse Mortgages: They offer reverse mortgages for homeowners aged 62 and older, allowing them to convert part of their home equity into loan proceeds without monthly mortgage payments.

- Second Mortgages/Home Equity Loans: First Choice Lending Services offers second mortgages or home equity loans, enabling homeowners to tap into their home's equity for various purposes.

Please note that these loan programs may have specific eligibility criteria and terms, so it's advisable to contact First Choice Lending Services directly for more detailed information.