We offer a variety of loan programs to meet the diverse needs of our customers. Here are some of the loan programs we provide:

1. Residential Mortgages: We offer competitive fixed-rate and adjustable-rate mortgage loans for purchasing or refinancing residential properties.

2. Commercial Mortgages: Our commercial mortgage loans cater to businesses looking to purchase or refinance commercial properties, including office buildings, retail spaces, and industrial warehouses.

3. Construction Loans: Farmers Bank & Trust provides construction financing for individuals and businesses looking to build their dream homes or develop commercial properties.

4. Agricultural Loans: We understand the unique financing needs of farmers and offer specialized agricultural loans for land purchases, equipment financing, and operating expenses.

5. Home Equity Loans: Tap into the equity you've built in your home with our home equity loans, allowing you to borrow against the appraised value of your property for various purposes such as home improvements or debt consolidation.

6. Personal Loans: Our personal loan options provide flexibility for borrowers who need funds for various personal expenses such as education, medical bills, or major purchases.

7. Auto Loans: Whether you're looking to purchase a new or used vehicle, our auto loans offer competitive rates and flexible terms to help you finance your car.

8. Small Business Loans: As a supporter of local businesses, we offer small business loans tailored to entrepreneurs and small business owners to help them start or expand their ventures.

9. Investment Property Loans: If you're interested in generating rental income or investing in real estate properties, our investment property loans can provide the necessary financing.

10. Bridge Loans: In situations where a quick closing is required or when transitioning between properties, our bridge loans offer short-term financing solutions.

Please note that specific eligibility criteria and documentation requirements may apply for each loan program. For more information about our loan programs and to discuss your individual financing needs, please contact our experienced loan officers.