Loan Programs:

1. Affordable Housing Loan: Designed to provide financing options for individuals seeking affordable housing. This program offers flexible terms and low-interest rates to assist with homeownership.

2. Physician Loan Mortgage: Specifically tailored for medical professionals, this mortgage program offers unique benefits such as higher loan limits, flexible qualification criteria, and reduced down payment requirements.

3. Adjustable-Rate Mortgage: A loan program that features an initial fixed-rate period, followed by adjustable interest rates. This option allows borrowers to take advantage of lower initial rates while providing flexibility for potential rate adjustments in the future.

4. Conventional Loan: A traditional mortgage option, available for primary residences, second homes, and investment properties. It offers competitive interest rates and flexible down payment options based on creditworthiness.

5. FHA Mortgage Loan: Backed by the Federal Housing Administration, this loan program is designed to assist borrowers with lower credit scores and smaller down payments. It offers more flexibility in qualifying criteria compared to conventional loans.

6. Fixed-Rate Mortgage Loan: A loan program offering a consistent interest rate throughout the loan term. This option provides stability and predictability as monthly payments remain unchanged over the life of the loan.

7. Jumbo Mortgage Loan: Tailored for higher-priced properties, this loan program provides financing beyond the limits set by conventional loan guidelines. It accommodates borrowers needing larger loan amounts.

8. Refinance Loan: Designed for homeowners looking to replace their existing mortgage with a new one. Refinancing can help borrowers secure better terms, lower interest rates, or access equity in their homes.

9. Renovation Loan: Ideal for individuals planning to purchase a fixer-upper or improve their current property. This program combines the cost of home purchase or refinancing with the funds needed for renovations, simplifying financing.

10. Reverse Mortgage Loan: Geared towards older homeowners, this program allows borrowers to convert a portion of their home equity into loan proceeds. Repayment is typically deferred until the borrower sells the home or passes away.

11. USDA Mortgage Loan: Available for rural and suburban homebuyers, this loan program offers 100% financing without requiring a down payment. It provides affordable options for individuals in eligible areas.

12. VA Mortgage Loan: Exclusive to active-duty military personnel, veterans, and their families, this program offers favorable terms and requires no down payment. It aims to make homeownership more accessible for those who have served.

Please note that additional details and eligibility requirements may apply to each loan program. For specific information and to explore these options further, it is recommended to contact a Fairway Loan Officer or visit their official website.