Loan Programs Offered:

1. Fixed-Rate Mortgage: Offers a stable interest rate and predictable monthly payments over the life of the loan.

2. Adjustable-Rate Mortgage (ARM): Features an initial fixed-rate period, after which the interest rate adjusts periodically based on market conditions.

3. FHA Loan: Backed by the Federal Housing Administration, this loan program offers low down payment options, making it accessible for first-time homebuyers.

4. VA Loan: Designed for eligible veterans, active-duty service members, and surviving spouses, offering favorable terms and flexible qualification requirements.

5. USDA Loan: Provides financing options for homes located in eligible rural areas, with low to no down payment requirements.

6. Jumbo Loan: Suitable for financing higher-priced properties that exceed conforming loan limits set by Fannie Mae and Freddie Mac.

7. Renovation Loan: Enables borrowers to finance both the purchase price of a property and its renovation costs through a single loan.

8. Reverse Mortgage: Designed for older homeowners aged 62 and above, allowing them to convert a portion of their home equity into cash or a line of credit.

9. Construction Loan: Provides financing for new construction or major renovations, with disbursements made as construction progresses.

10. Bridge Loan: Helps homeowners cover the gap between the sale of their existing home and the purchase of a new one.

Note: Detailed eligibility requirements and terms may vary for each loan program, and final approval is subject to underwriting review.