At Dominion Capital Mortgage Inc., we offer a variety of loan programs tailored to meet the needs of our clients. Our loan programs include:

1. Conventional Loans: Traditional mortgage loans with fixed or adjustable interest rates, suited for borrowers with good credit and stable income.

2. FHA Loans: Insured by the Federal Housing Administration, these loans are ideal for first-time homebuyers with lower down payment requirements and more flexible credit criteria.

3. VA Loans: Designed for eligible veterans, active-duty service members, and surviving spouses, VA loans provide favorable terms, including zero down payment options.

4. USDA Loans: Backed by the U.S. Department of Agriculture, these loans support rural and suburban homebuyers by offering low-interest rates and no down payment requirements.

5. Jumbo Loans: For high-value properties, jumbo loans provide financing beyond the conventional loan limits, accommodating larger loan amounts.

6. Adjustable-Rate Mortgages (ARMs): These loans offer an initial fixed-rate period, followed by an adjustable interest rate, making them a suitable choice for short-term homeownership plans.

7. Construction Loans: Tailored for individuals building their dream homes, construction loans provide funds in stages during the construction process.

8. Reverse Mortgages: Available to homeowners aged 62 and older, reverse mortgages allow seniors to convert their home equity into cash, providing financial flexibility during retirement.

9. Investment Property Loans: Financing options for individuals interested in purchasing residential or commercial rental properties.

10. Refinance Loans: We offer various refinancing options, such as rate-and-term or cash-out refinancing, allowing homeowners to lower their interest rates or access equity.

For more information about our loan programs, please reach out to our experts at 804-441-6940.