Direct Mortgage Loans, LLC 2

NMLS#

209470

About

Direct Mortgage Loans, LLC 2

Direct Mortgage Loans, LLC, is a real estate lending company led by Michelle Jacinto, the Branch Manager. Michelle brings over 20 years of experience in the mortgage industry and holds licenses in both Indiana and Illinois. The company serves clients in Illinois, Indiana, and Louisiana. Michelle takes pride in helping people achieve their goals of homeownership, providing not just a place to live but also stability to build lasting memories. She values her relationships with clients and business partners, which have grown significantly through her work in this industry. When not working, Michelle enjoys watching movies with her family, traveling to Las Vegas or beaches, and spending time with friends and loved ones. The company has received positive reviews from satisfied clients who appreciate the team's professionalism, knowledge, and outstanding customer service. Direct Mortgage Loans offers a stress-free and personalized home-buying experience, guiding clients through the process from pre-approval to loan options selection to enjoying their new homes. They provide a free home buyer guide and offer various mortgage calculators on their website. The company is licensed and ensures compliance with all relevant laws and regulations, prioritizing consumer protection and privacy.

Loan programs at

Direct Mortgage Loans, LLC 2

- Loan Programs:

1. Conventional Loans: Traditional mortgage loans with fixed or adjustable interest rates that conform to guidelines set by Fannie Mae and Freddie Mac.

2. FHA Loans: Backed by the Federal Housing Administration, these loans are suitable for first-time homebuyers with lower down payment requirements and flexible qualification criteria.

3. VA Loans: Exclusive to veterans, active-duty service members, and their eligible spouses, VA loans provide 100% financing options and generally require no mortgage insurance.

4. USDA Loans: Designed for low-to-moderate-income borrowers in rural areas, USDA loans offer low interest rates and allow for 100% financing.

5. Jumbo Loans: Offered for loan amounts that exceed the limits set by Fannie Mae and Freddie Mac, jumbo loans cater to individuals seeking high-value properties.

6. Renovation Loans: These loans cover the purchase price and renovation costs, allowing borrowers to finance home improvements in a single loan.

7. Reverse Mortgages: Tailored for older homeowners, reverse mortgages provide a way to convert home equity into funds without requiring monthly mortgage payments.*

*Please note that Reverse Mortgages come with specific requirements and should be carefully considered before applying.

For further details on each loan program, please contact our team directly.

Apply Now or Upload Documents to get started on your loan application.