Loan Programs:

1. Affordable Housing: Fairway offers loan options specifically designed to facilitate affordable housing, making it easier for individuals and families to purchase homes within their budget.

2. Physician Loan Mortgage: This program is tailored to meet the unique financial needs of medical professionals. It offers flexible options and benefits that cater to the specific circumstances of physicians.

3. Adjustable-Rate Mortgage: Fairway provides adjustable-rate mortgages, allowing borrowers to take advantage of initially lower interest rates and the flexibility to adjust their monthly payments over time.

4. Conventional Loan: Fairway offers conventional mortgage loans, which are popular for their flexible terms, competitive interest rates, and suitability for a wide range of homebuyers.

5. FHA Mortgage Loan: The FHA loan program, insured by the Federal Housing Administration, provides accessible options for borrowers with low down payment requirements and flexible credit qualifications.

6. Fixed-Rate Mortgage Loan: Fairway offers fixed-rate mortgages, providing borrowers with stability and predictable monthly payments throughout the loan term.

7. Jumbo Mortgage Loan: For borrowers seeking financing beyond conventional loan limits, Fairway offers jumbo mortgage loans, accommodating higher-priced properties.

8. Refinance Loan: Fairway provides refinancing options for borrowers looking to modify their existing mortgage terms, potentially reducing interest rates or accessing equity.

9. Renovation Loan: Fairway offers renovation loans to help borrowers finance home improvements or renovations, streamlining the process and incorporating renovation costs into the loan.

10. Reverse Mortgage Loan: Fairway offers reverse mortgages for eligible homeowners aged 62 or older, allowing them to convert home equity into funds for living expenses, healthcare, or other purposes.

11. USDA Mortgage Loan: This program is designed for eligible borrowers in rural areas, offering financing options with low or no down payment requirements and less stringent credit qualifications.

12. VA Mortgage Loan: Fairway provides VA loans for eligible veterans, active-duty service members, and surviving spouses, featuring favorable terms and conditions to support home buying.

These loan programs are subject to specific eligibility criteria and credit approval. Fairway Independent Mortgage Corporation is committed to assisting borrowers throughout the loan process, helping them find the right financing option for their unique needs.