NMLS#
3029
About
CrossCountry Mortgage, LLC 13
CrossCountry Mortgage, LLC is a real estate lending company dedicated to helping individuals achieve their homeownership goals. Our team provides personalized financing solutions tailored to each client's needs. We offer mortgage and refinance services, with competitive interest rates. Through our website, you can search for rates by location or loan officer name, and also get pre-approved for your mortgage. We provide various tools such as mortgage calculators, homebuying guides, and refinancing guides to assist you throughout the process. Our blog offers valuable insights on topics such as mortgage rates, down payments, and home equity lines of credit. Our commitment is to deliver excellent service, maintain clear communication, and ensure a smooth loan process from start to finish.
Loan programs at
CrossCountry Mortgage, LLC 13
CrossCountry Mortgage, LLC offers the following loan programs:
1. Conventional Loans: These loans are not insured or guaranteed by the government and typically require a higher down payment. They offer fixed-rate and adjustable-rate options.
2. FHA Loans: Backed by the Federal Housing Administration (FHA), these loans are designed for first-time homebuyers and require a lower down payment. They have flexible qualification criteria.
3. VA Loans: Exclusive to eligible veterans, active-duty service members, and surviving spouses, VA loans are guaranteed by the U.S. Department of Veterans Affairs. They provide competitive interest rates and require no down payment.
4. USDA Loans: These loans are insured by the U.S. Department of Agriculture and are intended for rural and suburban homebuyers with low to moderate incomes. They offer low-interest rates and require no down payment.
5. Jumbo Loans: Designed for high-value properties that exceed conventional loan limits, jumbo loans provide financing options for luxury homes. They usually require a larger down payment and have stricter qualification criteria.
6. Renovation Loans: CrossCountry Mortgage offers various renovation loan programs, such as FHA 203(k) and Fannie Mae HomeStyle®, which provide financing for purchasing a property and funding renovations or repairs.
7. Reverse Mortgages: These loans allow homeowners aged 62 or older to convert part of their home's equity into cash, without the need to make monthly mortgage payments. They can be a useful option for seniors looking to supplement their income in retirement.
8. Refinance Loans: CrossCountry Mortgage offers refinancing options, allowing homeowners to replace their current mortgage with a new loan that offers better terms, such as lower interest rates or reduced monthly payments.
9. Adjustable-Rate Mortgages (ARMs): ARMs provide an initial fixed-rate period, followed by an adjustable interest rate. They can be beneficial for borrowers who plan to sell or refinance before the rate adjusts.
10. Fixed-Rate Mortgages: These loans have a fixed interest rate for the entire loan term, providing borrowers with predictable monthly payments over the long run.
Please note that eligibility criteria, terms, and conditions may apply to each loan program. It is recommended to consult with a loan officer for more detailed information and personalized advice based on individual circumstances.
States
is licensed to work in
Alaska (AK3029, AK3029-1, AK3029-2), Alabama (21018), Arkansas (103529), Arizona (0919020), California (4131098, 60DBO-136451), Colorado (), Connecticut (MS 3029, ML-3029), District of Columbia (MLB3029), Delaware (011424), Florida (MLD806), Georgia (19595), Hawaii (HI-3029, MS158), Iowa (2011-0009, 88893615, 2023-0083, 2023-0186), Idaho (MBL-7779, RRL-10257), Illinois (mb.6760607), Indiana (10891), Kansas (MC.0025056), Kentucky (MC75978), Louisiana (), Massachusetts (MC3029, MC3029, MC3029, MC3029, MC3029, MC3029, MC3029, MC3029), Maryland (3029), Maine (SLM12094), Michigan (FR0024287, SR0019909), Minnesota (MN-MO-20546578, MN-MO-3029.1, MN-MO-3029.2, MN-MO-3029.3), Missouri (3029), Mississippi (3029), Montana (3029, 3029, 3029), North Carolina (L-142902), North Dakota (MB102215, ML104256, MS104436), Nebraska (NE3029), New Hampshire (16654-MB), New Jersey (), New Mexico (), Nevada (3259, 4352), New York (LMBC 110451, S100107), Ohio (RM.803095.000), Oklahoma (MB001744, ML010107, MB012483, ML012484, MB015802, ML015803, MB016105, ML016106), Oregon (ML-4709, MS-134), Pennsylvania (31242, 66487), Puerto Rico (IH-192), Rhode Island (20122884LL, 20163277LB), South Carolina (MLS - 3029, MLS - 3029 OTN #1, MLS - 3029 OTN #2, MLS - 3029 OTN# 4, MLS - 3029 OTN #3, MLS - 3029 OTN#5), South Dakota (3029.ML), Tennessee (109408 , 3029), Texas (), Utah (8071063, 11544986, 13493929, 13904053), Virginia (MC-4072, MC-4072), Vermont (6303, 3029-1, 1251 MB, 7396, 3029-1, 1501 MB, LSO-3029, LL-3029-2, LS-3029-2, MB-3029-2, LL-3029-3, LS-3029-3, MB-3029-3), Washington (CL-3029), Wisconsin (3029BA, 3029BR), West Virginia (ML-31213, MB-34216), Wyoming (4619, CL-4556)
Contact Lender
2160 Superior Ave. E., Cleveland, OH 44114
(877) 3400 351