Corporate Investors Mortgage Group, Inc. 1

NMLS#

39460

About

Corporate Investors Mortgage Group, Inc. 1

Formerly Corporate Investors Mortgage Group, CIMG Residential Mortgage is an independently owned and operated Mortgage Banker located in the Triangle, serving North and South Carolina. With 27 years of experience, we've grown from a team of three to 50, expanding to four locations in Chapel Hill, Raleigh, Durham, and Morehead City. Our hyper local model ensures that all approvals happen in our offices, and we loan our own money. We believe in a personalized lending experience, staying connected with our clients throughout the process and lending on a first-name basis. By controlling every aspect from appraisal to funding, we ensure fast and efficient loan processing. La Verne Johnson is our Office Manager at the Chapel Hill branch, bringing a friendly and engaging environment to our team. With various loan programs at competitive rates, we are here to help you with new loans or refinancing. Get started quickly with our short online application or reach out to us for assistance. We are proud to be locally owned and operated, serving the community for over 25 years in North Carolina and South Carolina.

Loan programs at

Corporate Investors Mortgage Group, Inc. 1

Corporate Investors Mortgage Group, Inc. (CIMG) offers a variety of loan programs to cater to different needs. These programs include:

1. Conventional Loans: CIMG provides conventional mortgage loans, which are popular and widely used. They typically require a higher credit score and offer competitive interest rates.

2. FHA Loans: The company offers Federal Housing Administration (FHA) loans, which are government-backed mortgages. FHA loans often have more lenient qualification criteria and lower down payment requirements.

3. VA Loans: CIMG provides VA loans, specifically designed for eligible veterans, active-duty service members, and surviving spouses. These loans offer favorable terms, including no down payment requirements.

4. USDA Loans: The company offers USDA loans, backed by the U.S. Department of Agriculture. These loans are ideal for borrowers in rural areas and can provide 100% financing with low-interest rates.

5. Jumbo Loans: CIMG also offers jumbo mortgage loans, which are designed for high-value properties that exceed the conforming loan limits. These loans often come with competitive rates and flexible terms.

6. Refinance Loans: Borrowers can take advantage of CIMG's refinance loan programs. Whether it's lowering monthly payments, accessing equity, or switching to a different loan type, refinancing options are available.

7. Fixed-Rate Loans: CIMG provides fixed-rate mortgage loans, where the interest rate remains constant throughout the loan term. This allows borrowers to plan their budget without worrying about rate fluctuations.

8. Adjustable-Rate Loans: For borrowers looking for initial lower interest rates, CIMG offers adjustable-rate mortgage loans. These loans have a fixed rate for a specific period, after which the rate may adjust periodically based on market conditions.

9. Investment Property Loans: CIMG caters to real estate investors by offering loans specifically for investment properties. These loans allow investors to finance the acquisition or renovation of rental properties.

10. Renovation Loans: CIMG provides renovation loan programs, enabling borrowers to finance the purchase of a property along with the cost of renovations or upgrades.

Please note that the availability of these loan programs may vary based on factors such as location, borrower qualifications, and market conditions. Contact CIMG directly for more information and personalized assistance.