Cornerstone Home Lending offers a range of loan programs to meet the diverse needs of borrowers:

1. Conventional Loans: These are traditional mortgage loans that conform to specific guidelines set by Fannie Mae and Freddie Mac.

2. FHA Loans: Backed by the Federal Housing Administration, FHA loans are designed to help low-to-moderate income individuals and first-time homebuyers.

3. VA Loans: Exclusively available to eligible veterans, active-duty service members, and surviving spouses, VA loans provide flexible terms and favorable interest rates.

4. USDA Loans: Aimed at borrowers in rural areas, USDA loans offer 100% financing and competitive interest rates for those meeting income and location requirements.

5. Jumbo Loans: Useful for purchasing high-value properties, jumbo loans exceed the conventional loan limits established by Fannie Mae and Freddie Mac.

6. Fixed-Rate Mortgages: This program offers stability with a fixed interest rate throughout the loan term, ensuring consistent monthly payments.

7. Adjustable-Rate Mortgages (ARM): ARM loans have a variable interest rate initially, which adjusts periodically according to market conditions.

8. Renovation Loans: These loans help borrowers finance both their home purchase and desired renovations or repairs, streamlining the process.

9. Reverse Mortgages: Designed for homeowners aged 62 and older, reverse mortgages allow qualified individuals to convert home equity into tax-free funds.

10. Construction Loans: Ideal for those looking to build their own home, construction loans provide financing during the construction process.

Note: It is recommended to contact Cornerstone Home Lending directly or consult their website for more detailed information on each loan program's eligibility criteria, terms, and requirements.