NMLS#
422660
About
Cornerstone Home Lending 1
Providing innovative service and mortgage guidance to help select a residential loan program for each individual client is our main goal. We form relationships built on trust, integrity, and hard work. Experience matters, and we're honored you're considering Cornerstone Home Lending. Our team is committed to helping you choose the right mortgage product and ensuring that your loan closes on time. We offer the latest technology, competitive rates, 250+ loan programs, and the ability to close and fund your loan in less than 30 days. Prequalify, understand your home buying options, review loan programs, and explore refinancing. Use our calculators for payment information and more. Contact us for any questions. Our LoanFly Borrower Portal provides transparency, and you can also download the LoanFly app. Jim Hollands is our Mortgage Branch Manager. Reach us at jhollands@houseloan.com or call 907.205.4253. Find us at 330 Wendell Avenue, Suite A, Fairbanks, Alaska 99701.© 2024 Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Member FDIC. Company NMLS 2258. Loan Production Office Privacy Statement | Statement of Accessibility | Texas Bank Complaint Notice | CA Fair Lending Notice | www.nmlsconsumeraccess.org.
Loan programs at
Cornerstone Home Lending 1
- Conventional Loans: Traditional mortgages provided by banks and other lenders that conform to guidelines set by government-sponsored enterprises.
- FHA Loans: Backed by the Federal Housing Administration, these loans offer low down payment options and flexible qualification requirements.
- VA Loans: Specifically designed for veterans, active-duty military personnel, and surviving spouses to help them purchase or refinance a home with favorable terms.
- USDA Loans: Offered by the U.S. Department of Agriculture, these loans are designed for low-to-moderate-income borrowers buying homes in eligible rural areas.
- Jumbo Loans: Non-conforming loans that exceed the loan limits set by government agencies, usually used to finance high-value properties.
- Fixed-rate Mortgages: Loans with a consistent interest rate for the entire loan term, providing stability and predictable payments.
- Adjustable-Rate Mortgages (ARMs): Loans with an interest rate that can change over time, typically offering lower initial rates and adjusting periodically.
- First-Time Homebuyer Programs: Loan programs aimed at helping individuals who are purchasing their first home, offering down payment assistance and reduced interest rates.
- Renovation Loans: Financing options that allow borrowers to purchase a property and include the cost of renovation or repairs in the mortgage.
- Reverse Mortgages: Loans available to homeowners aged 62 and older, allowing them to convert a portion of their home's equity into cash without monthly mortgage payments.
- Construction Loans: Loans that provide financing for the construction of a new home or major renovations, with funds released in stages as the project progresses.
States
is licensed to work in
Contact Lender
JIM HOLLANDS
330 WENDELL AVE, SUITE A, Fairbanks, AK 99701
(907) 4253 205