- Fixed-Rate Mortgages: CommunityAmerica Credit Union offers fixed-rate mortgages where the interest rate remains constant throughout the loan term. This provides stability and predictable monthly payments for borrowers.

- Adjustable-Rate Mortgages (ARMs): The company provides adjustable-rate mortgages, where the interest rate is initially lower than fixed-rate mortgages. The rate may change periodically after a specific time, depending on market conditions.

- Jumbo Mortgages: CommunityAmerica offers jumbo mortgages for purchasing or refinancing high-value properties. These loans exceed the conforming loan limits set by Freddie Mac and Fannie Mae.

- Federal Housing Administration (FHA) Loans: The credit union offers FHA loans, which are insured by the Federal Housing Administration. These loans often have lower down payment requirements and more flexible qualification criteria.

- Veterans Affairs (VA) Loans: CommunityAmerica provides VA loans exclusively for active military members, veterans, and eligible surviving spouses. These loans offer competitive interest rates and favorable terms.

- USDA Loans: The company offers USDA Rural Development loans for individuals looking to purchase or refinance homes in eligible rural areas. These loans provide attractive terms and may require no down payment.

- Home Equity Loans and Lines of Credit: CommunityAmerica provides home equity loans and lines of credit, allowing homeowners to leverage the equity in their property for various financial needs.

- Construction Loans: The credit union offers construction loans to finance the construction of new homes or major renovations. These loans typically have interest-only payments during the construction phase.

- Refinance Programs: CommunityAmerica Credit Union provides refinancing options for existing homeowners who wish to lower their interest rates, shorten their loan terms, or access equity in their properties.

- First-Time Homebuyer Programs: The company offers programs specifically designed for first-time homebuyers, providing guidance and assistance through the homebuying process. These programs may include down payment assistance and educational resources.

- Investment Property Loans: CommunityAmerica provides loans for purchasing or refinancing investment properties, enabling individuals to expand their real estate portfolios.

- Reverse Mortgages: The credit union offers reverse mortgages, allowing older homeowners to convert a portion of their home equity into cash while retaining ownership.

Please note that this information is based solely on the given content and may not be an exhaustive list of loan programs offered by CommunityAmerica Credit Union. For comprehensive information and specific eligibility requirements, it is recommended to contact the company directly.