CMG Mortgage, Inc. offers a range of loan programs to meet the needs of borrowers. Here are some of the loan programs available:

1. Conventional Loans: These loans are not guaranteed or insured by the government. They typically require a higher credit score and down payment compared to other loan types.

2. FHA Loans: Insured by the Federal Housing Administration (FHA), these loans are designed for first-time homebuyers and offer more lenient qualification requirements, including a lower down payment.

3. VA Loans: Available to eligible veterans, active-duty military personnel, and surviving spouses, VA loans are guaranteed by the Department of Veterans Affairs (VA) and offer favorable terms and no down payment requirement.

4. USDA Loans: These loans, issued by the U.S. Department of Agriculture (USDA), are designed for rural and suburban homebuyers, offering low or no down payment options and competitive interest rates.

5. Jumbo Loans: Designed for borrowers seeking higher loan amounts that exceed the limits set by conventional loan programs. Jumbo loans typically require a higher credit score and larger down payment.

6. Adjustable Rate Mortgages (ARMs): These loans feature an interest rate that may change periodically depending on market conditions, offering initial lower rates that can adjust over time.

7. Fixed-Rate Mortgages: With a fixed interest rate throughout the loan term, these mortgages provide predictable monthly payments and are available in various terms such as 15-year or 30-year.

8. Renovation Loans: CMG Mortgage, Inc. offers renovation loan programs that provide financing for both the purchase of a property and the cost of renovations or repairs in one mortgage.

It's important to note that specific eligibility criteria, terms, and conditions apply to each loan program. Potential borrowers are encouraged to contact CMG Mortgage, Inc. directly to learn more about the loan programs and determine which one best suits their needs.