CMG Financial 9

NMLS#

1656276

About

CMG Financial 9

CMG Financial is a real estate lending company that offers comprehensive support throughout your homeownership journey. We provide guidance and assistance at every step, ensuring a smooth experience for our clients. Our team is led by Justin Mead, an experienced Loan Officer with NMLS #1656276. As an Equal Opportunity Lender, we strive to offer fair and accessible lending options to all individuals. If you have any questions or need further assistance, please feel free to contact Justin Mead directly at justin@themtvt.com or via phone at (802) 318-2695. Our office is located at 68 Randall St Suite 1, South Burlington, VT 05403. CMG Home Loans is registered with NMLS #2475391. For more information, please refer to our Licensing, Disclaimer, and Privacy Policy available on our website.

Loan programs at

CMG Financial 9

- Loan Programs:

1. Conventional Loans: CMG Financial offers conventional loans, which are traditional mortgage programs not insured or guaranteed by the government. These loans typically require a higher credit score and down payment compared to government-backed loans.

2. FHA Loans: CMG Financial provides FHA loans, which are backed by the Federal Housing Administration. These loans are popular among first-time homebuyers and borrowers with lower credit scores, as they offer more lenient qualification requirements and lower down payment options.

3. VA Loans: CMG Financial offers VA loans, specifically designed to help eligible veterans, active-duty service members, and their surviving spouses achieve homeownership. These loans are guaranteed by the Department of Veterans Affairs and provide various benefits such as no down payment option and competitive interest rates.

4. USDA Loans: CMG Financial also offers USDA loans, which are backed by the U.S. Department of Agriculture. These loans are designed for borrowers in rural areas and offer low or no down payment options. They can be used to purchase or refinance properties that meet USDA eligibility criteria.

5. Jumbo Loans: For borrowers seeking to finance higher-priced properties that exceed conforming loan limits, CMG Financial provides jumbo loans. These loans offer larger loan amounts but typically require stricter qualification requirements and a larger down payment.

6. Renovation Loans: CMG Financial offers renovation loans, such as the FHA 203(k) loan and the Fannie Mae HomeStyle® Renovation loan. These loans allow borrowers to finance the purchase or refinance of a property along with the cost of renovations or repairs.

7. Reverse Mortgages: CMG Financial provides reverse mortgages, also known as Home Equity Conversion Mortgages (HECM). These loans allow eligible homeowners aged 62 and older to convert a portion of their home equity into cash or establish a line of credit.

Please note that specific details and eligibility requirements for each loan program should be obtained through direct contact with CMG Financial or its loan officer, Justin Mead.