CMG Financial 4

NMLS#

419094

About

CMG Financial 4

CMG Home Loans delivers personalized service as a local lender with the support of a national brand. They operate in all 50 states and offer reliable preapprovals, smooth transactions, on-time closings, and transparent communication. Known for innovation and investment in technology, CMG provides mortgage solutions for every borrower, including HomeFundIt (a down payment crowdfunding platform) and All In One Loan (a smarter borrowing option). They hold federal agency lending approvals and specialize in new purchase and refinance mortgages while acting as financial counselors. CMG offers a mobile app for home search and mortgage financing, ensuring a convenient experience. Located at 3160 Crow Canyon Road Suite 400, San Ramon, CA 94583, CMG Home Loans emphasizes the need to be cautious of wire fraud and provides their trusted contact information. They are licensed in all 50 states and prioritize web accessibility, licensing, privacy policy, and terms of use.

Loan programs at

CMG Financial 4

- Fixed-rate mortgages: CMG Financial offers fixed-rate mortgages where the interest rate remains constant throughout the loan term, providing borrowers with predictable monthly payments.

- Adjustable-rate mortgages (ARMs): CMG Financial provides adjustable-rate mortgages, allowing borrowers to take advantage of lower initial interest rates that adjust periodically based on market conditions.

- Jumbo loans: CMG Financial offers jumbo loans for borrowers who need financing beyond the conforming loan limits set by Fannie Mae and Freddie Mac.

- FHA loans: CMG Financial provides Federal Housing Administration (FHA) loans, which are insured by the government and often easier to qualify for, making homeownership more accessible for borrowers.

- VA loans: CMG Financial offers VA loans, designed specifically for veterans, active-duty service members, and eligible surviving spouses, helping them obtain favorable loan terms and secure homeownership.

- USDA loans: CMG Financial provides USDA loans, backed by the U.S. Department of Agriculture, to help borrowers in eligible rural and suburban areas purchase homes with low down payments and attractive interest rates.

- Reverse mortgages: CMG Financial offers reverse mortgages, allowing eligible homeowners aged 62 or older to convert a portion of their home equity into tax-free funds, providing financial flexibility during retirement.

- Renovation loans: CMG Financial provides renovation loans such as FHA 203(k) and Fannie Mae HomeStyle® Renovation loans, which allow borrowers to include the cost of home repairs and renovations in their mortgage.

- Construction loans: CMG Financial offers construction loans to finance the construction of a new home, allowing borrowers to conveniently transition from construction to permanent financing.

- Bridge loans: CMG Financial provides bridge loans, which offer short-term financing to bridge the gap between the purchase of a new home and the sale of an existing one.

- Energy-efficient mortgages: CMG Financial offers energy-efficient mortgages, enabling borrowers to finance energy-efficient upgrades in their homes, potentially reducing utility costs and improving sustainability.