- **Conventional Loans:** Standard loans provided by City First Mortgage Services, L.L.C., conforming to guidelines set by Fannie Mae and Freddie Mac. These flexible loans allow borrowers to finance their residential properties with fixed or adjustable interest rates.

- **FHA Loans:** Government-insured loans backed by the Federal Housing Administration (FHA). These loans offer low down payment options, making homeownership more accessible to individuals who may not qualify for conventional financing.

- **VA Loans:** Specifically designed for veterans, active-duty military personnel, and eligible surviving spouses, VA loans are guaranteed by the Department of Veterans Affairs. They provide competitive interest rates, no private mortgage insurance requirement, and flexible loan terms.

- **USDA Loans:** Offered through the U.S. Department of Agriculture's Rural Development program, USDA loans are aimed at low-to-moderate-income borrowers looking to purchase or refinance homes in eligible rural areas. They provide affordable financing options with low or no down payment requirements.

- **Jumbo Loans:** For borrowers requiring higher loan amounts that exceed the limits set by conforming loan guidelines, City First Mortgage Services, L.L.C. offers jumbo loans. These loans come with competitive rates and various term options for financing luxury properties.

- **Reverse Mortgages:** Designed for homeowners aged 62 and older, reverse mortgages enable qualified individuals to convert a portion of their home's equity into cash. This loan program allows seniors to access funds while still retaining ownership of their property.

- **Renovation Loans:** City First Mortgage Services, L.L.C. provides loan programs tailored for financing home renovations. These loans allow borrowers to purchase or refinance a property while including the costs of repairs or upgrades within the loan amount.

- **First-Time Homebuyer Programs:** To assist individuals entering the real estate market, this company offers loan programs specifically designed for first-time homebuyers. These programs may include down payment assistance, favorable interest rates, and other benefits to support the homeownership journey.

- **Refinance Programs:** City First Mortgage Services, L.L.C. provides various refinancing options to help homeowners reduce their interest rates, lower monthly payments, access home equity, or consolidate debts. These programs enable borrowers to optimize their existing mortgage terms according to individual financial goals.

- **Investment Property Loans:** Designed for real estate investors, this loan program allows borrowers to finance the purchase or refinance of investment properties such as rental homes, multi-unit buildings, or commercial properties. City First Mortgage Services, L.L.C. offers flexible financing options to support diverse investment strategies.

- **Construction Loans:** If you're planning to build your dream home from scratch, this company offers construction loans. These loans provide financing during the construction phase, with funds disbursed in stages as the project progresses. Once construction is complete, borrowers have the option to convert the loan into a permanent mortgage.