- Fixed Rate Mortgage: Citibank, NA offers a fixed rate mortgage program where the interest rate remains constant throughout the loan term. This program provides stability and predictability for borrowers who prefer a consistent monthly payment.

- Adjustable Rate Mortgage (ARM): The company also offers adjustable rate mortgages, in which the interest rate is initially lower than a fixed rate mortgage but may fluctuate over time. Borrowers can take advantage of potentially lower interest rates during the initial period, making this program suitable for individuals planning to sell or refinance before the rate adjusts.

- Jumbo Loans: Citibank, NA provides jumbo loans for borrowers seeking financing above the conforming loan limits established by Fannie Mae and Freddie Mac. These loans allow customers to purchase higher-value properties or refinance their existing ones with competitive interest rates and flexible terms.

- FHA Loans: For eligible borrowers, Citibank, NA offers Federal Housing Administration (FHA) loans. These government-insured loans make homeownership more attainable by providing low down payment options and accommodating individuals with less-than-perfect credit histories.

- VA Loans: Citibank, NA supports military service members, veterans, and eligible surviving spouses through its VA loan program. These loans offer favorable terms and cater to the unique needs of those who have served our country.

- Construction Loans: The company assists customers with building their dream homes through construction loan programs. These loans provide financing for the construction process, covering expenses such as materials, labor, and permits. Once construction is complete, borrowers may choose to convert the loan into a traditional mortgage.

- Home Equity Lines of Credit (HELOC): Citibank, NA offers home equity lines of credit, allowing homeowners to leverage the equity in their property. This program provides a revolving line of credit that can be accessed whenever needed, making it an ideal option for funding ongoing projects or unforeseen expenses.

Note: Please ensure that the titles of the loan programs are properly formatted with appropriate headings when adding them to the webpage.