- Conventional Loans: We offer conventional loan programs that cater to borrowers with good credit and stable income. These loans typically have fixed or adjustable interest rates and can be used for various purposes, including purchasing a new home or refinancing an existing mortgage.

- FHA Loans: Our company provides FHA loans that are insured by the Federal Housing Administration. These loans are ideal for first-time homebuyers or borrowers with limited down payment funds. They offer competitive interest rates and more flexible qualification requirements compared to conventional loans.

- VA Loans: We specialize in VA loans, which are backed by the Department of Veterans Affairs. These loans are exclusively available to eligible veterans, active-duty service members, and their spouses. They provide benefits such as no down payment and lenient credit requirements.

- USDA Loans: Our loan programs also include USDA loans, designed for rural and suburban homebuyers. These loans offer 100% financing options and low-interest rates. Qualified borrowers can enjoy the benefits of this program, including no down payment requirement and lower mortgage insurance premiums.

- Jumbo Loans: For borrowers seeking larger loan amounts, we offer jumbo loans. These loans surpass the conforming loan limits set by Fannie Mae and Freddie Mac, enabling individuals to purchase high-value properties. Jumbo loans usually have stricter eligibility criteria and require a higher down payment.

- Reverse Mortgages: Our company provides reverse mortgages, which allow homeowners aged 62 or older to convert a portion of their home equity into cash. With a reverse mortgage, borrowers can eliminate monthly mortgage payments and receive funds, either as a lump sum or in installments.

Note: The given information does not represent an all-inclusive list of the loan programs offered by Certified Mortgage Planners. Contact a Mortgage Loan Originator for detailed information tailored to your specific situation.