- Fixed-Rate Mortgage: Offers a mortgage loan with a fixed interest rate for the entire loan term, providing stability and predictable monthly payments.

- Adjustable-Rate Mortgage (ARM): Provides a mortgage loan with an adjustable interest rate that typically starts with a lower rate for an initial period and adjusts periodically thereafter based on market conditions.

- Jumbo Loans: Offers financing options for loan amounts that exceed the limits set by conventional loan guidelines, allowing borrowers to purchase higher-priced properties.

- FHA Loans: Provides government-backed loans insured by the Federal Housing Administration, designed to assist borrowers with lower credit scores or limited down payment funds.

- VA Loans: Specifically tailored for active-duty military members, veterans, and eligible surviving spouses, offering favorable terms and benefits including no down payment and competitive interest rates.

- USDA Loans: Allows borrowers in eligible rural areas with low to moderate income to obtain a mortgage loan with no down payment requirement, supported by the United States Department of Agriculture.

- Construction Loans: Supports financing for new construction or major renovations, with funds disbursed throughout the construction process to cover expenses.

- Home Equity Loans: Enables homeowners to borrow against the equity in their property, providing access to a lump sum of money for various purposes.

- Refinance Options: Offers refinancing solutions that allow borrowers to replace their current mortgage with a new loan, potentially obtaining more favorable terms or accessing equity.

Please note that the information provided is for reference only. For accurate and up-to-date details, it is recommended to consult with a Centennial Bank representative.