1. Conventional Loans: Cendera Funding, Inc. offers conventional loans, which are traditional mortgage loans not insured or guaranteed by any government agency. These loans generally require a higher credit score and a down payment of at least 3%.

2. FHA Loans: Cendera Funding, Inc. provides FHA loans, which are insured by the Federal Housing Administration. These loans are popular among first-time homebuyers as they offer more flexible qualification criteria and lower down payment requirements.

3. VA Loans: Cendera Funding, Inc. offers VA loans, specifically designed for eligible veterans, active-duty service members, and their spouses. VA loans provide favorable terms, such as no down payment requirement and competitive interest rates.

4. USDA Loans: Cendera Funding, Inc. provides USDA loans, backed by the U.S. Department of Agriculture. These loans are designed to assist low-to-moderate income borrowers in rural areas, offering 100% financing and affordable rates.

5. Jumbo Loans: Cendera Funding, Inc. offers jumbo loans, which exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are suitable for borrowers who need to finance higher-priced properties.

6. Renovation Loans: Cendera Funding, Inc. provides renovation loans, allowing borrowers to finance both the purchase price and the cost of repairs or renovations. These loans offer unique options to help improve or upgrade a property.

7. Reverse Mortgages: Cendera Funding, Inc. offers reverse mortgages for eligible homeowners aged 62 and older. This loan allows homeowners to convert a portion of their home's equity into cash without monthly mortgage payments.

8. Adjustable-Rate Mortgages (ARMs): Cendera Funding, Inc. provides adjustable-rate mortgages with an initial fixed-rate period followed by rate adjustments based on market conditions. ARMs offer flexibility and potentially lower initial interest rates.

9. Fixed-Rate Mortgages: Cendera Funding, Inc. offers fixed-rate mortgages, where the interest rate remains constant throughout the loan term. This type of loan provides stability and predictable monthly payments.

10. Construction Loans: Cendera Funding, Inc. provides construction loans to support borrowers in building their own homes. These loans have flexible terms and payment options during the construction phase, converting to a permanent mortgage upon completion.

11. Portfolio Loans: Cendera Funding, Inc. offers portfolio loans for borrowers who may not meet traditional lending criteria. These loans are held in the lender's portfolio rather than being sold on the secondary market, allowing for more flexibility in underwriting.

Please note that the information provided is based solely on the given context and may not reflect the complete range of loan programs offered by Cendera Funding, Inc. It is recommended to visit their official website or contact them directly for precise and up-to-date information.