Cassidy Henry

NMLS#

1330042

About

Cassidy Henry

"" is a real estate lending company that specializes in providing financial solutions to individuals and businesses in need of property financing. Our experienced team understands the complexities of the real estate market and is committed to offering reliable lending options. With a focus on transparency and efficiency, we strive to make the lending process as smooth as possible for our customers. Whether you are looking to purchase a new property, invest in real estate, or refinance your existing loans, "" is here to assist you. We offer competitive interest rates, flexible repayment terms, and personalized loan solutions tailored to meet your specific needs. Trust us to be your partner in achieving your real estate goals.

Loan programs at

Cassidy Henry

Our loan programs cater to diverse needs and financial situations. Here are the different options we offer:

1. Fixed-Rate Mortgage:

- Description: This program provides stability with a fixed interest rate over the life of the loan, giving borrowers predictable monthly payments.

- Ideal for: Those seeking long-term ownership or planning to stay in their home for an extended period.

2. Adjustable-Rate Mortgage (ARM):

- Description: With this program, the interest rate adjusts periodically based on market conditions, potentially offering lower initial rates and payments.

- Ideal for: Borrowers planning to sell or refinance within a few years or anticipating income growth in the near future.

3. Jumbo Loans:

- Description: Designed for financing higher-value properties, jumbo loans exceed conventional loan limits, enabling the purchase of luxury homes.

- Ideal for: Individuals interested in acquiring high-end properties with excellent credit and substantial down payment.

4. FHA Loans:

- Description: Backed by the Federal Housing Administration, FHA loans have flexible qualification criteria and require a lower down payment.

- Ideal for: First-time homebuyers or those with limited funds for a down payment.

5. VA Loans:

- Description: Exclusive to eligible veterans, active-duty service members, and surviving spouses, VA loans offer favorable terms and require no down payment.

- Ideal for: Military personnel and veterans looking for affordable home financing options.

6. USDA Loans:

- Description: Supported by the United States Department of Agriculture, USDA loans promote homeownership in rural and suburban areas by providing low-interest mortgages.

- Ideal for: Individuals or families with moderate income seeking homeownership in eligible rural or suburban communities.

7. Construction Loans:

- Description: These short-term loans fund the construction or renovation of a property, typically converting to a conventional mortgage once construction is complete.

- Ideal for: Homeowners planning to build their dream home or undertake significant remodeling projects.

Remember that eligibility criteria, interest rates, and terms can vary with each loan program. We encourage you to reach out to our knowledgeable loan officers for further details and personalized guidance regarding the loan programs we offer.