Carolina Ventures Mortgage, LLC 2

NMLS#

1032518

About

Carolina Ventures Mortgage, LLC 2

Carolina Ventures Mortgage, LLC is a leading real estate lending company in North Carolina. With our simplified loan process and personalized service, we make getting a mortgage easy for our customers. We offer our services all over NC, including Chapel Hill, Durham, Raleigh, Charlotte, Greensboro, Winston Salem, Wilmington, and Fayetteville. Our streamlined online application allows for 100% e-signing, ensuring convenience for our clients. Additionally, we provide same day pre-approvals, 24-hour underwriting, and 10-business day closings, delivering fast and efficient service. Our customers love us for our 5-star service and rave about their experience working with us. Serving the Chapel Hill, Durham, and Triangle area since 2005, we prioritize quick closings and low rates. You can easily contact us via phone or email, and our expert, Whitney Bulbrook, is always available to provide advice. Find us on ABC News and our YouTube channel, "Mortgage Made Easy with Whitney," where you can get all your questions answered. Carolina Ventures Mortgage, LLC is proud to serve the entire Triangle area and the state of North Carolina for all mortgage needs. Apply online or give us a call today for fast and hassle-free pre-approvals, underwriting, and closings.

Loan programs at

Carolina Ventures Mortgage, LLC 2

- Conventional Loans: A loan program that follows guidelines set by Fannie Mae and Freddie Mac, providing fixed or adjustable rate options for borrowers with a good credit score and stable income.

- FHA Loans: Backed by the Federal Housing Administration, this program offers low-down payment options and flexible qualification requirements, making it accessible for first-time homebuyers.

- VA Loans: Designed for eligible veterans, active-duty service members, and their spouses, VA loans provide competitive interest rates and require no down payment or mortgage insurance.

- USDA Loans: Suitable for rural homebuyers, USDA loans offer affordable financing options with no down payment requirement and low-interest rates.

- Jumbo Loans: Financing options for luxury or high-priced properties exceeding conforming loan limits, providing flexible terms and competitive rates.

- Construction Loans: Facilitate the construction of a new home or remodel an existing one, offering short-term funds during the construction phase and converting to a permanent mortgage afterward.

- Adjustable Rate Mortgages (ARM): These loans have an initial fixed rate period, after which the interest rate adjusts periodically based on market conditions, allowing borrowers to potentially benefit from lower rates in the future.

- First-Time Homebuyer Programs: Special loan programs tailored for individuals purchasing their first home, often including down payment assistance, lower interest rates, or reduced fees.

- Reverse Mortgages: Designed for homeowners aged 62 and older, reverse mortgages enable seniors to convert a portion of their home equity into cash while still residing in the property.

- Refinance Programs: Various refinancing options available to help homeowners reduce their monthly payments, obtain better interest rates, or access their home equity for other financial needs.

- Home Equity Loans and Lines of Credit: Tap into the equity accumulated in your home to access funds for home improvements, debt consolidation, education expenses, or other purposes.