- Fixed-Rate Mortgage: Carolina Equity Services, Inc. offers fixed-rate mortgages which provide stability in monthly payments as the interest rate remains constant for the entire loan term. This program is suitable for individuals seeking predictable payments over an extended period.

- Adjustable-Rate Mortgage (ARM): The company also provides adjustable-rate mortgages where the interest rate is initially fixed for a specified period and then adjusts periodically based on market conditions. ARM loans may offer lower initial rates, making them appealing to those planning to sell or refinance before the rate adjustment period.

- FHA Loan: Carolina Equity Services, Inc. offers Federal Housing Administration (FHA) loans, which are government-backed mortgages. These loans often have more flexible qualification requirements, lower down payment options, and can be advantageous for first-time homebuyers.

- VA Loan: The company has VA loan programs available for eligible military service members, veterans, and their families. These loans, guaranteed by the Department of Veterans Affairs, offer benefits such as competitive interest rates, no down payment requirements, and limited closing costs.

- Jumbo Loans: Carolina Equity Services, Inc. provides jumbo home loans, designed for financing higher-priced properties that exceed conventional loan limits. This program enables customers to borrow larger amounts while still receiving competitive interest rates.

- Construction Loan: Customers seeking to build their dream home can choose Carolina Equity Services, Inc.'s construction loan program. This program provides financing during different stages of construction, allowing borrowers to pay off the loan once the property is completed.

- USDA Loan: The company offers USDA loans, backed by the U.S. Department of Agriculture, which cater to eligible individuals looking to purchase homes in designated rural areas. These loans may feature low or no down payment options and have attractive interest rates.

- Reverse Mortgage: For eligible homeowners aged 62 or older, Carolina Equity Services, Inc. provides reverse mortgage programs. With these loans, homeowners can convert a portion of their home equity into tax-free funds, helping supplement retirement income or cover expenses.

Please note that the above information is based solely on the description provided, and specific details and requirements may vary. It is highly recommended to contact Carolina Equity Services, Inc. directly for more accurate and up-to-date information regarding their loan programs.