CapWest Home Loans

NMLS#

6521

About

CapWest Home Loans

CapWest Home Loans is a real estate lending company that offers mobile and digital loan services. With a focus on customer convenience, they have developed a mobile app to provide an easy and efficient mortgage experience. They prioritize customer service and strive to answer all questions while ensuring a painless refinancing process. By investing in technology, they allow customers to securely submit documents online, monitor their loan status 24/7, and have open communication with their team. CapWest Home Loans aims to make the loan process hassle-free, recognizing that life can be challenging enough. They are a licensed lender operating in all states except Alaska, Delaware, Maine, Maryland, New York, Rhode Island, and Wyoming. All rights reserved.

Loan programs at

CapWest Home Loans

- Conventional Loan Program: We offer conventional loans, which are mortgages that are not insured or guaranteed by the government. They typically require a higher credit score and down payment compared to other loan programs.

- FHA Loan Program: Our FHA (Federal Housing Administration) loans are designed for first-time homebuyers or those with limited income or credit history. These loans have lower down payment requirements and more lenient credit criteria.

- VA Loan Program: CapWest Home Loans provides VA loans for veterans, active-duty service members, and eligible surviving spouses. These loans are backed by the Department of Veterans Affairs and offer competitive interest rates and flexible qualification requirements.

- USDA Loan Program: With our USDA (United States Department of Agriculture) loans, eligible borrowers can finance a home in designated rural areas. These loans are designed to promote homeownership in less densely populated areas and offer low-interest rates and no down payment options.

- Jumbo Loan Program: For those seeking to finance a high-value property, our jumbo loan program offers loan amounts exceeding the conventional loan limits established by Fannie Mae and Freddie Mac.

- Adjustable-Rate Mortgage (ARM) Program: We provide ARM loans, where the interest rate is adjusted periodically based on changes in a specified index. This program offers initial lower interest rates and payments, but they can increase or decrease over time.

- Fixed-Rate Mortgage Program: Our fixed-rate mortgage program ensures a stable monthly payment throughout the loan term, as the interest rate remains unchanged. This option provides predictability and is popular among those who prefer consistent payments.

- Refinance Program: CapWest Home Loans offers refinancing options to help clients lower their monthly mortgage payments, shorten the loan term, or access equity for other purposes. Our knowledgeable team can guide borrowers through the refinance process.

Please note that availability and specific program details may vary by location.