NMLS#
401599
About
Capital Bank, N.A.
A Different Online Mortgage Experience: Fast, Simple, Painless. Close your purchase loan in as little as 21 days! A digital home loan application process allows you to start and complete your application from any device. Get real-time verification of income and assets, reducing printing and scanning. Have personalized assistance from a Capital Bank Home Loans Originator who can answer your questions. Access resources like calculators and videos to stay informed about the mortgage process. Trust in our track record of helping clients overcome hurdles and achieve their homeownership goals. We are online mortgage lenders that provide a fast and easy mortgage experience. Contact us at 833-431-0364 or via email. Follow us on social media. Utilize our mortgage calculator for assistance. For more information, explore our website's helpful links, including media coverage, our home loan process, VA Home Loans, and getting a rate quote. Meet our team of experts in the mortgage industry.
Loan programs at
Capital Bank, N.A.
- Loan Programs:
1. Purchase Loans: We offer loans for purchasing residential properties, whether it's your first home or an investment property.
2. Refinance Loans: Our refinancing options allow you to replace your existing mortgage with a new one, helping you lower your interest rate or access your home's equity.
3. VA Home Loans: For eligible veterans and active-duty military personnel, we provide VA loans that offer favorable terms and benefits.
4. FHA Loans: We offer Federal Housing Administration (FHA) loans with flexible qualification criteria, making homeownership more accessible.
5. Jumbo Loans: If you're looking to finance a higher-priced property, our jumbo loan program provides options for loan amounts exceeding conforming limits.
6. Adjustable-Rate Mortgages (ARM): Our ARM programs feature an initial fixed-rate period, followed by adjustable rates, allowing borrowers to take advantage of lower interest rates initially.
7. Fixed-Rate Mortgages: With a fixed-rate mortgage, you'll have a steady interest rate throughout the life of the loan, providing stability and predictability in your monthly payments.
8. USDA Loans: Our USDA loan program is designed to help borrowers in rural and suburban areas secure affordable financing for their homes.
9. Construction Loans: If you're building your dream home, our construction loan program offers financing during the construction phase, which can later be converted into a permanent mortgage.
10. Home Equity Loans and Lines of Credit: Access the equity in your home with our home equity loan or line of credit options, providing funds for various purposes such as home improvements or debt consolidation.
Please note that specific eligibility requirements and terms may apply to each loan program. Contact us to learn more about these loan programs and find the best fit for your needs.
States
is licensed to work in
Contact Lender
2275 Research Blvd., Suite 600, Rockville, MD 20850
(833) 0364 431