- Conventional Loans: Renasant offers conventional loans for purchasing or building a home. These loans have fixed or adjustable interest rates and varying term lengths. Approval is subject to credit and underwriting criteria.

- FHA Loans: Renasant provides FHA loans, which are insured by the Federal Housing Administration. These loans offer flexible qualification requirements and competitive interest rates, making them suitable for first-time homebuyers or those with limited down payment funds.

- VA Loans: Renasant offers VA loans, exclusively available to eligible veterans, active-duty service members, and their surviving spouses. These loans provide favorable terms, including no down payment or mortgage insurance requirements.

- Construction Loans: Renasant provides construction loans to finance the construction of a new home or major renovations. These loans typically have interest-only payments during the construction phase and later convert to a permanent mortgage loan.

- Jumbo Loans: Renasant offers jumbo loans for high-value properties that exceed conforming loan limits set by government-sponsored enterprises. These loans allow borrowers to purchase upscale properties with competitive interest rates and flexible terms.

- USDA Loans: Renasant provides USDA loans, backed by the U.S. Department of Agriculture, for qualified borrowers seeking to purchase homes in eligible rural areas. These loans offer favorable terms, including low or no down payment options.

- Refinance Loans: Renasant offers refinance loans, allowing homeowners to replace their existing mortgage with a new loan that may have more favorable terms, such as lower interest rates or reduced monthly payments.

Please note that all loans and offers are subject to credit and underwriting approval, and additional fees, conditions, and restrictions may apply. For specific closing cost estimates and product options, please contact a Renasant loan officer.