1. Fixed Rate Home Equity (HELOC): A loan program that allows homeowners to borrow against the equity in their property at a fixed interest rate. Ideal for financing major expenses, such as home renovations or education.

2. First-Time Home Buyer: Specifically designed for individuals who are purchasing their first home. This program offers assistance and flexible financing options to make the process easier for first-time buyers.

3. Refinance: This loan program enables homeowners to replace their current mortgage with a new loan, often with better terms and interest rates. It is suitable for those looking to lower monthly payments, shorten the loan term, or switch from an adjustable rate to a fixed rate.

4. Adjustable Rate (ARM): An ARM loan program features an initial fixed interest rate for a specific period, then adjusts periodically based on market conditions. This option may be appealing to borrowers who expect their income to increase in the future.

5. Jumbo: Designed for borrowers needing a loan amount above conventional conforming loan limits, jumbo loans offer financing for high-value properties.

6. VA Loans: Exclusively available to eligible military veterans and their families, VA loans provide favorable terms and benefits, such as low or no down payment requirements.

7. FHA Loans: Insured by the Federal Housing Administration, FHA loans facilitate homeownership for individuals with lower credit scores or limited down payment funds.

8. Home Improvement: This loan program offers financing for home improvement projects, allowing homeowners to enhance their property's value and functionality.

9. Construction Loans: Tailored for those building a new home, construction loans provide funds during the construction process and transition into a permanent mortgage after completion.

10. Land Loans: Ideal for individuals looking to purchase land for future development or investment purposes. These loans solely cover the purchase of the land and do not include construction financing.

Please note that membership, credit approval, and other underwriting criteria apply for all mortgage loan programs. Terms, conditions, and eligibility may be subject to change without notice.