Fixed Rate Loans: These mortgage loans maintain a fixed interest rate for the entire life of the loan, offering stability to borrowers.

Conventional Mortgages: These private-sector loans follow guidelines set by Fannie Mae and Freddie Mac. They are the most common type of loan and are not government-backed.

First Time Homebuyer: This program is designed to assist individuals purchasing a home for the first time, providing guidance through the intimidating process.

Jumbo Loan: For borrowers seeking a loan that exceeds the limit set by Fannie Mae and Freddie Mac, jumbo loans are available.

Non-Owner Occupied: Interested in investment properties or real estate you won't personally occupy? This program can help you get started.

Adjustable Rate Loan: Also known as a variable or tracker mortgage, this loan offers an adjustable interest rate.

FHA Loan: Low Down Payment Government Mortgage Loans are available for borrowers with lower credit scores who may not qualify for conventional loans.

VA Loan: This mortgage loan is specifically for service members and veterans and is guaranteed by the federal government.

USDA Loan: A government loan designed to help homebuyers in rural or low-population areas afford homes.

View All Products: Explore all available loan programs provided by Blue Water Mortgage, LLC.