Fixed Rate Loans: These mortgage loans maintain a fixed interest rate for the entire loan term, providing stability and predictable monthly payments.

Conventional Mortgages: Private-sector loans that follow guidelines set by Fannie Mae and Freddie Mac, offering a common option for many borrowers.

First Time Homebuyer: Programs designed to help individuals navigate the home buying process for the first time, offering guidance and support.

Jumbo Loan: Loans that exceed the loan limits set by Fannie Mae and Freddie Mac, suitable for higher-priced properties.

Non-Owner Occupied: Assistance for purchasing investment properties or real estate that won't be used as the borrower's primary residence.

Adjustable Rate Loan: Mortgages with adjustable interest rates that can fluctuate over time, giving borrowers flexibility but also potential rate changes.

FHA Loan: Government-backed loans with lower down payment requirements, accommodating borrowers with lower credit scores.

VA Loan: Mortgage loans available to service members and veterans, guaranteed by the federal government and issued by approved lenders.

USDA Loan: Government loans aimed at helping homebuyers in rural or low-population areas afford homes.

Note: All information provided is based on the content available. It is recommended to contact Blue Water Mortgage, LLC directly for the most up-to-date and accurate details regarding their loan programs.