- Conventional Loans: Blue Ribbon Mortgage & Investments offers conventional loans, which are traditional home loans not insured by the government. These loans typically require a higher credit score and down payment compared to government-insured loans.

- FHA Loans: They provide FHA loans, which are insured by the Federal Housing Administration. These loans are often suitable for first-time homebuyers or those with lower credit scores, as they have more flexible qualification requirements.

- VA Loans: Blue Ribbon Mortgage & Investments offers VA loans, which are available exclusively to eligible veterans, active-duty service members, and surviving spouses. These loans provide favorable terms and may require little to no down payment.

- USDA Loans: They provide USDA loans, guaranteed by the United States Department of Agriculture. These loans are designed for low-to-moderate income borrowers in rural areas and offer 100% financing options.

- Jumbo Loans: Blue Ribbon Mortgage & Investments offers jumbo loans, which exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are ideal for purchasing high-value properties.

- Adjustable-Rate Mortgages (ARMs): They provide adjustable-rate mortgages, where the interest rate is initially fixed for a certain period and then adjusts periodically. ARMs offer lower initial rates and can be beneficial for those planning to sell or refinance in the near future.

- Refinance Loans: Blue Ribbon Mortgage & Investments offers refinancing options, allowing borrowers to replace their existing mortgage with a new loan that offers better terms, lower interest rates, or cash-out options.

- Construction Loans: They provide construction loans, which are specifically designed for individuals looking to build a new home. These loans typically have different requirements and disbursement processes than traditional home loans.

- Reverse Mortgages: Blue Ribbon Mortgage & Investments offers reverse mortgages, allowing homeowners aged 62 and older to convert a portion of their home equity into cash. This option can provide financial flexibility for seniors.

Please note that availability, terms, and conditions of these loan programs may vary, and interested individuals should contact Blue Ribbon Mortgage & Investments for detailed information specific to their situation.