NMLS#
148394
About
Bill Holt
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Loan programs at
Bill Holt
- Fixed-rate Mortgage: Our fixed-rate mortgage program offers stability and predictability for borrowers. With this program, you can lock in a specific interest rate for the duration of the loan term, ensuring consistent monthly payments.
- Adjustable-rate Mortgage (ARM): The adjustable-rate mortgage program provides borrowers with an initial lower interest rate that may adjust periodically based on market conditions. This program is suitable for those who anticipate their financial situation to change or plan to move within a few years.
- Jumbo Loans: Our jumbo loan program caters to borrowers seeking financing for high-value properties that exceed the conventional loan limits. This program offers competitive interest rates and flexible terms for loan amounts above the established threshold.
- FHA Loans: The Federal Housing Administration (FHA) loan program is designed to make homeownership more accessible, especially for first-time homebuyers. It offers low down payment requirements, favorable interest rates, and less stringent qualification criteria.
- VA Loans: Designed for military veterans, active-duty service members, and eligible spouses, our VA loan program provides financing options with exclusive benefits. Enjoy zero or low down payments, competitive interest rates, and no private mortgage insurance (PMI).
- USDA Loans: If you're looking to purchase a property in a rural or suburban area, our USDA loan program could be a great fit. Backed by the U.S. Department of Agriculture, this program offers favorable terms, low-interest rates, and no down payment requirements for eligible borrowers.
- Construction Loans: For those interested in building their dream home from scratch, we offer construction loans. With this program, borrowers receive funding to cover the costs of land purchase, construction expenses, and even initial mortgage payments.
- Refinance Options: In addition to our various loan programs, we provide refinancing solutions to help borrowers save money or tap into their home equity. Whether you want to secure a better interest rate or consolidate debt, our experienced team can guide you through the refinancing process.
- Second Mortgages: Our company offers second mortgage programs that allow homeowners to access the equity in their property. These loans can be used for various purposes, such as home improvements, debt consolidation, or covering unexpected expenses.
Please note that loan program availability may vary based on eligibility criteria, market conditions, and regulatory guidelines. For more detailed information and personalized guidance, we encourage you to reach out to our knowledgeable team of loan experts.
States
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Contact Lender
Bill Holt
16044 Hwy 73 Building 107, Prairieville, LA 70769