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Benchmark Mortgage 4

Benchmark Mortgage 4

NMLS#

2143

About

Benchmark Mortgage 4

Benchmark Mortgage is a nationwide lender headquartered near Dallas, TX, operating since 1999. They are a community of mortgage professionals offering assistance to individuals in achieving their goal of home ownership. Their approach involves continuously monitoring the market and individual loans to provide the best mortgage options. Benchmark Mortgage focuses on relationships and values creativity and innovation. Additionally, they have a learning center called Benchmark University to assist individuals in navigating the home buying process. The company also emphasizes core values, giving back to the community, and supporting wounded veterans. With a highly experienced team, they strive to deliver exceptional customer experiences.

Loan programs at

Benchmark Mortgage 4

1. FHA Loans: Benchmark Mortgage offers FHA loans, which are designed for low-to-moderate income borrowers. These loans are insured by the Federal Housing Administration and require a minimum down payment of 3.5%.

2. VA Loans: This company provides VA loans, which are available to eligible veterans, active-duty military members, and their spouses. VA loans offer favorable terms, including no down payment requirement and competitive interest rates.

3. Conventional Loans: Benchmark Mortgage offers conventional loans, which are not insured or guaranteed by the government. These loans typically require a higher down payment compared to FHA or VA loans and have varying interest rates based on factors such as credit score and loan amount.

4. Jumbo Loans: For borrowers needing higher loan amounts, Benchmark Mortgage offers jumbo loans. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac and often require larger down payments and stricter qualifying criteria.

5. USDA Loans: This company provides USDA loans, which are backed by the U.S. Department of Agriculture. These loans are designed for rural and suburban homebuyers with low-to-moderate incomes. USDA loans offer 100% financing and flexible credit requirements.

6. Adjustable-Rate Mortgages (ARMs): Benchmark Mortgage offers adjustable-rate mortgages, where the interest rate is fixed for an initial period and then adjusts periodically based on market conditions. ARMs can be a suitable option for those planning to sell or refinance before the adjustment period begins.

7. Fixed-Rate Mortgages: This company also provides fixed-rate mortgages, which offer a consistent interest rate and monthly payment throughout the loan term. Fixed-rate mortgages are a popular choice for borrowers seeking stability in their mortgage payments.

8. Renovation Loans: Benchmark Mortgage offers renovation loans that allow borrowers to finance the purchase or refinance of a home along with the cost of renovations or improvements. These loans can be beneficial for those wanting to customize their home or increase its value.

9. Reverse Mortgages: For eligible homeowners aged 62 and older, Benchmark Mortgage offers reverse mortgages. These loans allow borrowers to convert a portion of their home's equity into cash without monthly mortgage payments. Reverse mortgages are often used to supplement retirement income.

Please note that additional information and eligibility requirements may apply to each loan program. It is recommended to contact Benchmark Mortgage directly for specific details and to determine the best loan option for your needs.

States

Benchmark Mortgage 4

is licensed to work in

Alaska (AK 2143, AK 2143-1, AK 2143-2, AK 2143-3), Alabama (21481), Arkansas (11505), Arizona (0940430), California (6037861, 4130603), Colorado (), Connecticut (17536), District of Columbia (MLB2143), Delaware (012254), Florida (MLD560, MLD1635), Georgia (16552), Hawaii (HI-2143, MS305), Iowa (2005-0025, 2019-0086, 2019-0099), Idaho (MBL-4060), Illinois (MB.6759572), Indiana (10939), Kansas (MC.0025152), Kentucky (MC19539), Louisiana (991), Massachusetts (MC2143, MC2143, MC2143, MC2143, MC2143, MC2143), Maryland (2143), Maine (SLM9150), Michigan (FR0025745, SR0025651), Minnesota (MN-MO-20514388, MN-MO-2143.1, MN-MO-2143.2), Missouri (2143), Mississippi (2143), Montana (2143, 2143, 2143), North Carolina (L-130021), North Dakota (MB101309, ML104400, MS104401), Nebraska (855), New Hampshire (11762-MB), New Mexico (01834), Nevada (5025, 5027, 5029), Ohio (RM.803939.000), Oklahoma (ML010072, MB012085, ML015285, ML015292), Oregon (ML-3925), Pennsylvania (22114, 102880), Rhode Island (20072183LL, 20072182LB), South Carolina (MLS - 2143, MLS - 2143 OTN #1, MLS - 2143 OTN #2, MLS - 2143 OTN #3), South Dakota (2143.ML), Texas (), Utah (5670243, 7221635, UDFI-RFMN2015, 13613953), Virginia (MC-5753, MC-5753), Vermont (0842 MB, 5952, 7317, 1467 MB), Washington (CL-2143), Wisconsin (2143BA, 2143BR), West Virginia (MB-23537, ML-23538), Wyoming (292, CL-2060)

Contact Lender

5160 Tennyson Parkway, Suite 1000, Plano, TX 75024

(972) 7676 398

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

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Copyright © 2024 Addy AI, Inc.

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.