NMLS#
757152
About
Benchmark Mortgage 3
Benchmark Mortgage is a real estate lending company located in Minot, ND. We offer mortgage loan services to individuals looking to purchase or refinance a home in North Dakota. Our team, led by Jill Lohnes, a Senior Mortgage Loan Officer with NMLS#757152, is dedicated to providing personal service, competitive rates, and efficient loan processing. Whether you are a first-time homebuyer or an experienced homeowner, we are here to guide you through the mortgage loan process. Our website features a blog where you can find market trends, mortgage tips, and other helpful information about the industry. To get started, fill out the information form on our website, and one of our professionals will assist you. At Benchmark Mortgage, we are committed to exceeding your expectations and helping you achieve your homeownership goals. Contact us today for more information.
Loan programs at
Benchmark Mortgage 3
- Conventional Loans: We offer traditional mortgages that conform to the guidelines set by Fannie Mae and Freddie Mac. These loans typically require a down payment and have fixed or adjustable interest rates.
- FHA Loans: Our company provides Federal Housing Administration (FHA) loans, which are insured by the government. These loans are ideal for first-time homebuyers, requiring a lower down payment and offering more lenient qualification criteria.
- VA Loans: We support veterans and military service members with VA loans, guaranteed by the Department of Veterans Affairs. These loans offer competitive interest rates, no down payment, and flexible eligibility requirements.
- USDA Loans: If you're looking to purchase a home in rural areas, we offer USDA loans backed by the U.S. Department of Agriculture. These loans provide 100% financing, low-interest rates, and affordable monthly payments.
- Jumbo Loans: For those seeking to finance higher-priced properties, our company offers jumbo loans. These mortgages exceed the conforming loan limits set by Fannie Mae and Freddie Mac, enabling you to finance luxury homes.
- Adjustable-Rate Mortgages (ARMs): We provide ARMs that offer an initial fixed interest rate for a set period, followed by adjustable rates based on market conditions. This option may be suitable if you plan to sell or refinance your property within a few years.
Please note that specific loan terms, eligibility requirements, and interest rates may vary. Contact us for personalized assistance and further information regarding our loan programs.
States
is licensed to work in
North Dakota (NDMLO757152)
Contact Lender
Jill Lohnes
2080 36th Ave SW Suite 205, Minot, ND 58701
(701) 3360 839