- Fixed Rate Mortgage: A traditional loan program where the interest rate remains constant for the entire loan term.

- Adjustable Rate Mortgage (ARM): This program offers an initial fixed-rate period, followed by adjustable rates that fluctuate based on market conditions.

- FHA Loans: Backed by the Federal Housing Administration, this program provides low down payments and flexible credit requirements for eligible borrowers.

- VA Loans: Offered to veterans and military service members, VA loans provide benefits such as no down payment and competitive interest rates.

- USDA Loans: Intended for rural and suburban homebuyers, USDA loans offer low-to-no down payment options with favorable interest rates.

- Jumbo Loans: Designed for financing higher-priced properties, jumbo loans exceed the conventional loan limits set by Fannie Mae and Freddie Mac.

- Construction Loans: This program helps finance the construction of a new home or significant renovations, with funds disbursed in stages throughout the project.

- Refinance Loans: Allows borrowers to replace their existing mortgage with a new one, potentially securing lower interest rates or changing loan terms.

- Reverse Mortgage: Available to homeowners aged 62 or older, this loan program allows them to convert a portion of their home equity into loan proceeds without monthly payments.

- Home Equity Loans and Lines of Credit: These programs enable homeowners to borrow against the equity in their homes, providing access to funds for various purposes.