- Fixed-rate mortgage: A loan program with a fixed interest rate for the entire term, typically 15 or 30 years.

- Adjustable-rate mortgage (ARM): A loan program where the interest rate may fluctuate over time based on market conditions.

- Jumbo loan: A loan program designed for high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

- FHA loan: A government-backed loan program insured by the Federal Housing Administration, suitable for borrowers with lower credit scores and smaller down payments.

- VA loan: A loan program provided by the Department of Veterans Affairs, exclusively available to eligible veterans, active-duty service members, and surviving spouses.

- USDA loan: A loan program offered by the U.S. Department of Agriculture to support home purchases in eligible rural areas.

- Renovation loan: A loan program that combines the purchase or refinance of a home with funds for renovation or repair projects.

- Construction loan: A loan program specifically for financing the construction of a new home or major renovations.

- Reverse mortgage: A loan program for homeowners aged 62 or older that allows them to convert a portion of their home equity into cash.

- Mortgage refinancing: Programs available to help borrowers replace their existing mortgage with a new one to potentially obtain better terms or cash-out equity.